{"id":43209,"date":"2026-02-18T21:10:25","date_gmt":"2026-02-18T13:10:25","guid":{"rendered":"https:\/\/visa-indonesia.com\/?p=43209"},"modified":"2026-02-18T21:10:30","modified_gmt":"2026-02-18T13:10:30","slug":"%e9%9d%a2%e5%90%91%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a%e5%95%86%e4%ba%ba%e7%9a%84-qris","status":"publish","type":"post","link":"https:\/\/visa-indonesia.com\/zh_cn\/bali-tips\/qris-for-merchants-indonesia\/","title":{"rendered":"\u5982\u4f55\u4e3a\u5370\u5ea6\u5c3c\u897f\u4e9a\u7684\u5546\u6237\u521b\u5efa QRIS\uff082026 \u5e74\u6307\u5357\uff09"},"content":{"rendered":"<p>\u5f88\u591a\u5ba2\u6237\u90fd\u559c\u6b22\u7528\u5b83\u6765\u8f7b\u677e\u4ed8\u6b3e <a href=\"https:\/\/visa-indonesia.com\/zh_cn\/%e5%b7%b4%e5%8e%98%e5%b2%9b%e5%b0%8f%e8%b4%b4%e5%a3%ab\/%e5%8d%b0%e5%ba%a6%e5%b0%bc%e8%a5%bf%e4%ba%9a-qris-%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98\/\">\u5370\u5ea6\u5c3c\u897f\u4e9a\u7684 QRIS<\/a>. .\u4f46\u6709\u4e9b\u5546\u5bb6\u5374\u88ab\u540c\u6837\u7684\u95ee\u9898\u6240\u56f0\u6270\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6211\u9700\u8981\u81ea\u5df1 \u201c\u5236\u4f5c \u201d\u4e8c\u7ef4\u7801\u5417\uff1f<\/li>\n\n\n\n<li>\u6211\u5e94\u8be5\u9009\u62e9\u54ea\u4e2a\u4f9b\u5e94\u5546\uff1f<\/li>\n\n\n\n<li>\u4ed6\u4eec\u60f3\u8981\u4ec0\u4e48\u6587\u4ef6\uff1f<\/li>\n\n\n\n<li>\u5141\u8bb8\u6536\u53d6\u54ea\u4e9b\u8d39\u7528\uff1f <em>\u4e0d<\/em> \u5141\u8bb8\u5417\uff1f<\/li>\n<\/ul>\n\n\n\n<p>\u672c\u6587\u5c06\u4ecb\u7ecd\u5982\u4f55\u5728\u5370\u5c3c\u4e3a\u4f01\u4e1a\u521b\u5efa QRIS \u7cfb\u7edf\uff0c\u5e76\u89e3\u91ca\u5165\u95e8\u7684\u57fa\u7840\u77e5\u8bc6\u548c\u5b9e\u9645\u6b65\u9aa4\u3002QRIS \u4f7f\u5c0f\u578b\u4f9b\u5e94\u5546\uff08\u5982 warungs\uff09\u4e5f\u80fd\u63d0\u4f9b\u65e0\u73b0\u91d1\u652f\u4ed8\u65b9\u5f0f\uff0c\u800c\u65e0\u9700 EFTPOS \u7b49\u6602\u8d35\u7684\u8bbe\u5907\u3002.<\/p>\n\n\n\n<p>\u8ba9\u6211\u4eec\u5316\u7e41\u4e3a\u7b80\u3002\u672c\u6307\u5357\u4ee5\u7b80\u6d01\u3001\u6b63\u5f0f\u7684\u65b9\u5f0f\u6307\u5bfc\u60a8\u4ece\u96f6\u5f00\u59cb\u5230 \u201cQRIS \u5c31\u7eea\u201d\uff0c\u8fd9\u6837\u60a8\u7684 QR \u7801\u5c31\u80fd\u5728\u591a\u4e2a\u5e94\u7528\u7a0b\u5e8f\u4e2d\u4f7f\u7528\uff0c\u60a8\u7684\u5546\u6237\u540d\u79f0\u5c31\u80fd\u6b63\u786e\u663e\u793a\uff0c\u60a8\u7684\u987e\u5ba2\u5c31\u80fd\u653e\u5fc3\u5730\u5411\u60a8\u4ed8\u6b3e\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>QRIS \u7b80\u4ecb<\/strong><\/h2>\n\n\n\n<p>\u5728\u5f00\u59cb\u4e4b\u524d\uff0c\u91cd\u8981\u7684\u662f\u8981\u4e86\u89e3 QRIS \u53ca\u5176\u76ee\u7684\uff0c\u4ee5\u53ca\u5b83\u5982\u4f55\u60e0\u53ca\u5546\u5bb6\u548c\u5ba2\u6237\u3002.&nbsp;<\/p>\n\n\n\n<p>QRIS\uff08\u5370\u5c3c\u6807\u51c6\u5feb\u901f\u53cd\u5e94\u4ee3\u7801\uff09\u662f\u5370\u5c3c\u7684\u56fd\u5bb6\u5feb\u901f\u53cd\u5e94\u652f\u4ed8\u6807\u51c6\uff0c\u65e8\u5728\u5b9e\u73b0\u5168\u56fd\u8303\u56f4\u5185\u7684\u65e0\u7f1d\u65e0\u73b0\u91d1\u652f\u4ed8\u3002\u5176\u4e3b\u8981\u7406\u5ff5\u5f88\u7b80\u5355\uff1a <strong>\u4e00\u4e2a\u4e8c\u7ef4\u7801\u53ef\u63a5\u53d7\u6765\u81ea\u591a\u4e2a\u4e0d\u540c\u5e94\u7528\u7a0b\u5e8f\u548c\u94f6\u884c\u7684\u4ed8\u6b3e<\/strong>.<\/p>\n\n\n\n<p>\u6d41\u884c\u7684\u6570\u5b57\u94b1\u5305\uff08\u5982 DANA\u3001OVO \u548c GoPay\uff09\u652f\u6301 QRIS \u652f\u4ed8\uff0c\u4f7f\u5ba2\u6237\u53ef\u4ee5\u8f7b\u677e\u4f7f\u7528\u7535\u5b50\u8d27\u5e01\u8d2d\u7269\u3002\u8fd9\u4e9b\u5e94\u7528\u7a0b\u5e8f\uff08\u7535\u5b50\u94b1\u5305\u548c\u624b\u673a\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f\uff09\u5728\u4fc3\u8fdb QRIS \u4ea4\u6613\u65b9\u9762\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u53ef\u786e\u4fdd\u5728\u7ebf\u548c\u5b9e\u4f53\u5546\u5e97\u90fd\u80fd\u8fdb\u884c\u5feb\u901f\u3001\u5b89\u5168\u548c\u65b9\u4fbf\u7684\u652f\u4ed8\u3002.<\/p>\n\n\n\n<p>\u8fd9\u610f\u5473\u7740\u60a8\u4e0d\u9700\u8981\u5728\u6536\u94f6\u53f0\u4e0a\u8d34\u4e94\u4e2a\u4e0d\u540c\u7684 QR \u6807\u7b7e\u3002\u60a8\u53ea\u9700\u4f7f\u7528\u4e00\u4e2a QRIS \u4ee3\u7801\uff0c\u5c31\u80fd\u63a5\u53d7\u5927\u91cf\u987e\u5ba2\u7684\u4ed8\u6b3e\uff0c\u5373\u4f7f\u4ed6\u4eec\u4f7f\u7528\u7684\u662f\u4e0d\u540c\u7684\u5e94\u7528\u7a0b\u5e8f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6ce8\u518c\u524d\uff1a\u9009\u62e9\u9002\u5408\u60a8\u4e1a\u52a1\u7684\u8bbe\u7f6e<\/strong><\/h2>\n\n\n\n<p>\u5b9e\u65bd QRIS \u652f\u4ed8\u6709\u4e0d\u540c\u7684\u9009\u9879\u548c\u65b9\u6cd5\uff0c\u5982\u4f7f\u7528\u9759\u6001\u6216\u52a8\u6001 QR \u7801\uff0c\u4ee5\u53ca\u5404\u79cd\u96c6\u6210\u9009\u9879\uff0c\u5982 API \u96c6\u6210\u6216\u652f\u4ed8\u94fe\u63a5\u3002.<\/p>\n\n\n\n<p>\u5373\u4f7f\u60a8\u7684\u4f01\u4e1a\u89c4\u6a21\u5f88\u5c0f\uff0c\u60a8\u4e5f\u53ef\u4ee5\u542f\u52a8 QRIS\u3002\u4f46\u662f\uff0c\u5982\u679c\u60a8\u5148\u786e\u5b9a\u8fd9\u4e9b\u57fa\u672c\u8981\u7d20\uff0c\u5c31\u80fd\u8282\u7701\u65f6\u95f4\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1) \u9759\u6001 QR \u4e0e\u52a8\u6001 QR<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43210\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5927\u591a\u6570\u4f9b\u5e94\u5546\u63d0\u4f9b\u4e24\u79cd\u5e38\u89c1\u683c\u5f0f\uff1a<\/p>\n\n\n\n<p><strong>\u9759\u6001 QRIS\uff1a <\/strong>\u9759\u6001 QRIS \u4ee3\u7801\u662f\u4e00\u4e2a\u56fa\u5b9a\u4e0d\u53d8\u7684 QR \u4ee3\u7801\uff0c\u4ee3\u8868\u5546\u5bb6\u7684\u4e00\u822c\u652f\u4ed8\u4fe1\u606f\u3002\u5b83\u4e0d\u4f1a\u56e0\u6bcf\u6b21\u4ea4\u6613\u800c\u6539\u53d8\uff0c\u975e\u5e38\u9002\u5408\u5e0c\u671b\u63a5\u53d7\u65e0\u73b0\u91d1\u652f\u4ed8\u800c\u65e0\u9700\u6bcf\u6b21\u90fd\u751f\u6210\u65b0 QR \u7801\u7684\u5546\u5bb6\u3002\u6fc0\u6d3b\u540e\uff0c\u5546\u6237\u53ef\u4ee5\u67e5\u770b\u548c\u6253\u5370\u9759\u6001 QRIS \u56fe\u50cf\uff0c\u5e76\u5728\u5b9e\u4f53\u5e97\u5c55\u793a\u3002.&nbsp;<\/p>\n\n\n\n<p>\u987e\u5ba2\u626b\u63cf\u9759\u6001 QRIS \u540e\uff0c\u5fc5\u987b\u81ea\u5df1\u624b\u52a8\u8f93\u5165\u4ea4\u6613\u91d1\u989d\uff0c\u56e0\u6b64\u9002\u7528\u4e8e\u9984\u9968\u5e97\u3001\u644a\u4f4d\u3001\u5c0f\u5546\u5e97\u548c\u5bb6\u5ead\u751f\u610f\u3002\u6253\u5370\u548c\u5c55\u793a\u90fd\u5f88\u7b80\u5355\uff0c\u4f46\u5546\u5bb6\u5e94\u63d0\u9192\u987e\u5ba2\u8f93\u5165\u6b63\u786e\u7684\u91d1\u989d\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43211\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>\u52a8\u6001 QRIS\uff1a <\/strong>\u52a8\u6001 QRIS \u4ee3\u7801\u662f\u4e3a\u6bcf\u7b14\u4ea4\u6613\u751f\u6210\u7684\u552f\u4e00\u4ee3\u7801\uff0c\u53ef\u5305\u62ec\u7279\u5b9a\u4ea4\u6613\u7684\u8be6\u7ec6\u4fe1\u606f\uff0c\u5982\u91d1\u989d\u548c\u8ba2\u5355\u4fe1\u606f\u3002\u901a\u8fc7\u5305\u542b\u6bcf\u6b21\u4ea4\u6613\u90fd\u4f1a\u6539\u53d8\u7684\u53ef\u53d8\u4fe1\u606f\uff0c\u8fd9\u4e3a\u4e0d\u540c\u7684\u4ed8\u6b3e\u65b9\u6848\u63d0\u4f9b\u4e86\u66f4\u5927\u7684\u7075\u6d3b\u6027\u3002D<\/p>\n\n\n\n<p>\u52a8\u6001 QRIS \u4ee3\u7801\u901a\u5e38\u7528\u4e8e\u5728\u7ebf\u8d2d\u7269\u8f66\u6216\u53d1\u7968\u4ed8\u6b3e\u7b49\u9700\u8981\u52a8\u6001\u6307\u5b9a\u4ea4\u6613\u7ec6\u8282\u7684\u60c5\u51b5\u3002\u5b83\u4eec\u975e\u5e38\u9002\u5408\u6bcf\u5929\u6709\u5927\u91cf\u4ea4\u6613\u7684\u5546\u5e97\u6216\u6709 POS \u7cfb\u7edf\u7684\u5496\u5561\u9986\uff0c\u56e0\u4e3a\u91d1\u989d\u5df2\u7ecf\u5305\u542b\u5728\u4ee3\u7801\u4e2d\uff0c\u7ed3\u8d26\u901f\u5ea6\u66f4\u5feb\u3002\u52a8\u6001 QRIS \u901a\u5e38\u9700\u8981\u4e00\u4e2a\u5e94\u7528\u7a0b\u5e8f\u6216 POS \u96c6\u6210\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u521a\u521a\u8d77\u6b65\uff0c\u9759\u6001 QRIS \u901a\u5e38\u662f\u6700\u7b80\u5355\u7684\u9014\u5f84\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2) \u4f60\u60f3\u8ba9\u94b1\u82b1\u5728\u54ea\u91cc\uff1f<\/strong><\/h3>\n\n\n\n<p>\u60f3\u60f3\u4f60\u7684\u7ed3\u7b97\u8d26\u6237\u3002\u901a\u4fd7\u5730\u8bf4\uff1a\u5f53\u5ba2\u6237\u4ed8\u94b1\u7ed9\u4f60\u65f6\uff0c\u94b1\u5e94\u8be5\u53bb\u54ea\u91cc\uff1f<\/p>\n\n\n\n<p>\u6709\u4e9b\u670d\u52a1\u63d0\u4f9b\u5546\u4f1a\u5411\u94f6\u884c\u8d26\u6237\u7ed3\u7b97\u3002\u6709\u7684\u4ee5\u94b1\u5305\u4f59\u989d\u7ed3\u7b97\u3002\u6709\u4e9b\u5219\u4e24\u8005\u517c\u6709\u3002\u60a8\u53ef\u4ee5\u5728\u6ce8\u518c\u65f6\u8fdb\u884c\u9009\u62e9\u3002.<\/p>\n\n\n\n<p>\u9009\u62e9\u652f\u6301 QRIS \u7684\u7ed3\u7b97\u65b9\u5f0f\u548c\u652f\u4ed8\u7cfb\u7edf\u5bf9\u4e8e\u786e\u4fdd\u4ea4\u6613\u7684\u987a\u5229\u8fdb\u884c\u548c\u4e92\u64cd\u4f5c\u6027\u975e\u5e38\u91cd\u8981\u3002\u79fb\u52a8\u94f6\u884c\u662f\u652f\u4ed8\u57fa\u7840\u8bbe\u65bd\u7684\u91cd\u8981\u7ec4\u6210\u90e8\u5206\uff0c\u8ba9\u60a8\u53ef\u4ee5\u901a\u8fc7\u667a\u80fd\u624b\u673a\u8f7b\u677e\u5b89\u5168\u5730\u7ba1\u7406 QRIS \u652f\u4ed8\u3001\u63a5\u6536\u7ed3\u7b97\u548c\u5904\u7406\u65e0\u73b0\u91d1\u4ea4\u6613\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3) \u4e86\u89e3\u60a8\u7684\u5546\u6237\u7c7b\u522b\uff08\u56e0\u4e3a\u5b83\u4f1a\u5f71\u54cd\u8d39\u7528\uff09<\/strong><\/h3>\n\n\n\n<p>QRIS \u4f7f\u7528\u4e00\u79cd\u79f0\u4e3a MDR\uff08\u5546\u6237\u6298\u6263\u7387\uff09\u7684\u6536\u8d39\u7cfb\u7edf\u3002\u8be5\u8d39\u7387\u4f1a\u6839\u636e\u5546\u6237\u7c7b\u522b\u548c\u4ea4\u6613\u89c4\u6a21\u53d1\u751f\u53d8\u5316\u3002\u522b\u614c\uff0c\u6211\u4eec\u9a6c\u4e0a\u5c31\u4f1a\u89e3\u91ca\u6e05\u695a\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u7ecf\u8425\u591a\u4e2a\u54c1\u724c\u6216\u5546\u4e1a\u5b9e\u4f53\uff0c\u6bcf\u4e2a\u54c1\u724c\u6216\u5546\u6237\u90fd\u53ef\u4ee5\u5728 QRIS \u4e0b\u62e5\u6709\u81ea\u5df1\u7684\u5b50\u8d26\u6237\uff0c\u8fd9\u6837\u60a8\u5c31\u53ef\u4ee5\u5206\u522b\u7ba1\u7406\u4e0d\u540c\u54c1\u724c\u7684\u652f\u4ed8\u6570\u636e\u548c\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u73b0\u5728\uff0c\u8bf7\u8bb0\u4f4f <strong>\u60a8\u7684\u7c7b\u522b\u5f88\u91cd\u8981<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6b65\u9aa4\uff1a\u5982\u4f55\u4e3a\u60a8\u7684\u4f01\u4e1a\u6ce8\u518c QRIS\uff08\u5b98\u65b9\u9014\u5f84\uff09<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg\" alt=\"\" class=\"wp-image-43212\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u4e3a\u5546\u5bb6\u521b\u5efa QRIS \u7684\u6ce8\u518c\u6d41\u7a0b\u5305\u62ec\u586b\u5199\u6ce8\u518c\u8868\u548c\u652f\u4ed8 QRIS \u8d39\u7528\u3002\u5b8c\u6210\u6ce8\u518c\u6b65\u9aa4\u540e\uff0c\u60a8\u9700\u8981\u6fc0\u6d3b QRIS \u624d\u80fd\u5f00\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9aa4 1\uff1a\u9009\u62e9\u83b7\u5f97\u8bb8\u53ef\u7684 QRIS \u63d0\u4f9b\u65b9\uff08PJP\uff09<\/strong><\/h3>\n\n\n\n<p>\u9996\u5148\u8981\u9009\u62e9\u83b7\u5f97 QRIS \u670d\u52a1\u8bb8\u53ef\u7684 PJP\u3002PJP \u53ef\u4ee5\u5305\u62ec\u94f6\u884c\u548c\u975e\u94f6\u884c\u652f\u4ed8\u516c\u53f8\u3002.<\/p>\n\n\n\n<p>\u9996\u5148\u8981\u9009\u62e9\u4e00\u5bb6\u83b7\u5f97 QRIS \u670d\u52a1\u8bb8\u53ef\u7684 PJP\uff08\u652f\u4ed8\u7cfb\u7edf\u670d\u52a1\u63d0\u4f9b\u5546\uff09\u3002PJP \u53ef\u4ee5\u5305\u62ec\u94f6\u884c\uff0c\u5982 <strong>BCA\u3001Mandiri\u3001BNI \u548c Mega \u94f6\u884c<\/strong>, \u4ee5\u53ca\u975e\u94f6\u884c\u652f\u4ed8\u516c\u53f8\/\u7535\u5b50\u94b1\u5305\uff0c\u5982 <strong>\u9ad8\u57f9\u3001OVO \u548c DANA<\/strong>.<\/p>\n\n\n\n<p>\u63d0\u793a\uff1a\u4e0d\u8981\u53ea\u9009\u62e9\u60a8\u5728\u793e\u4ea4\u5a92\u4f53\u4e0a\u770b\u5230\u7684\u7b2c\u4e00\u4efd\u62a5\u4ef7\u3002\u67e5\u770b\u63d0\u4f9b\u65b9\u662f\u5426\u83b7\u5f97 QRIS \u8bb8\u53ef\u3002.<\/p>\n\n\n\n<p><strong>\u8bf7\u6ce8\u610f\uff1a<\/strong> \u5728\u8fdb\u884c\u6ce8\u518c\u4e4b\u524d\uff0c\u4e00\u5b9a\u8981\u901a\u8fc7\u5b98\u65b9\u76d1\u7ba1\u673a\u6784\u6216 QRIS \u7f51\u7ad9\u6838\u5b9e\u63d0\u4f9b\u65b9\u7684\u6267\u7167\u72b6\u6001\u3002\u8fd9\u6837\u624d\u80fd\u786e\u4fdd\u60a8\u4e0e\u83b7\u5f97\u6388\u6743\u7684\u5408\u6cd5 PJP \u6253\u4ea4\u9053\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7b2c 2 \u6b65\uff1a\u5728\u8be5\u63d0\u4f9b\u5546\u5904\u6ce8\u518c\uff08\u5728\u7ebf\u6216\u4eb2\u81ea\u6ce8\u518c\uff09<\/strong><\/h3>\n\n\n\n<p>\u8bb8\u591a PJP \u5141\u8bb8\u60a8\u5728\u7ebf\u6ce8\u518c\u3002\u6709\u4e9b\u8fd8\u63d0\u4f9b\u5206\u652f\u673a\u6784\u6ce8\u518c\u670d\u52a1\u3002\u5982\u679c\u60a8\u7684\u670d\u52a1\u63d0\u4f9b\u5546\u63d0\u4f9b\u5728\u7ebf\u8868\u683c\uff0c\u6ce8\u518c\u8fc7\u7a0b\u4f1a\u975e\u5e38\u5feb\u6377\u3002.<\/p>\n\n\n\n<p>\u8bb8\u591a PJP \u90fd\u5141\u8bb8\u60a8\u5728\u7ebf\u6ce8\u518c\uff0c\u6709\u4e9b\u8fd8\u53ef\u901a\u8fc7\u5206\u884c\u6ce8\u518c\u8fdb\u884c\u73b0\u573a\u6ce8\u518c\uff0c\u56e0\u6b64\u4e0a\u624b\u975e\u5e38\u5feb\u3002\u5728\u5927\u591a\u6570\u60c5\u51b5\u4e0b\uff0c\u60a8\u53ea\u9700\u5728 QRIS \u7f51\u7ad9\uff08\u6216\u4f9b\u5e94\u5546\u7684\u5546\u5bb6\u5e94\u7528\u7a0b\u5e8f\uff09\u4e0a\u586b\u5199\u6ce8\u518c\u8868\uff0c\u7136\u540e\u4e0a\u4f20\u4e0e\u6240\u9009\u4e1a\u52a1\u7c7b\u578b\u9009\u9879\u76f8\u7b26\u7684\u6587\u4ef6\u3002\u7cfb\u7edf\u4f1a\u8bb0\u5f55\u60a8\u7684\u6ce8\u518c\u548c\u6587\u4ef6\u63d0\u4ea4\u60c5\u51b5\uff0c\u5e76\u544a\u77e5\u60a8\u7684\u4fe1\u606f\u662f\u5426\u5b8c\u6574\u6b63\u786e\uff0c\u6216\u662f\u5426\u6709\u9057\u6f0f\u3002.<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u9009\u62e9 BCA\uff0c\u60a8\u53ef\u4ee5\u5728\u4ee5\u4e0b\u7f51\u7ad9\u4e0b\u8f7d\u5546\u6237 BCA \u5e94\u7528\u7a0b\u5e8f <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bca.msb&amp;hl=id\" target=\"_blank\" rel=\"noopener\">PlayStore <\/a>\u6216 <a href=\"https:\/\/apps.apple.com\/id\/app\/merchant-bca\/id1591380053\" target=\"_blank\" rel=\"noopener\">\u5e94\u7528\u7a0b\u5e8f\u5546\u5e97 <\/a>\u5e76\u5728\u90a3\u91cc\u6ce8\u518c\u3002\u5982\u679c\u60a8\u6ca1\u6709 BCA EDC\uff0c\u8bf7\u9009\u62e9 Statis QRIS\u3002.&nbsp;<\/p>\n\n\n\n<p>\u6216\u8005\uff0c\u5982\u679c\u60a8\u66f4\u559c\u6b22\u4f7f\u7528 GoPay \u7b49\u7535\u5b50\u94b1\u5305\u670d\u52a1\u7684 QRIS\uff0c\u8bf7\u4e0b\u8f7d<a href=\"https:\/\/gopay.co.id\/merchant\" target=\"_blank\" rel=\"noopener\"> GoPay \u5546\u6237<\/a> \u5e76\u586b\u5199\u60a8\u7684\u4e2a\u4eba\u548c\u4f01\u4e1a\u8be6\u7ec6\u4fe1\u606f\u3002\u65e0\u8bba\u54ea\u79cd\u65b9\u5f0f\uff0c\u60a8\u7684 PJP \u90fd\u4f1a\u6307\u5bfc\u60a8\u5b8c\u6210\u7533\u8bf7\u5e76\u89e3\u91ca\u5177\u4f53\u8981\u6c42\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7b2c 3 \u6b65\uff1a\u63d0\u4ea4\u4f01\u4e1a\u8be6\u7ec6\u4fe1\u606f\u548c\u6587\u4ef6<\/strong><\/h3>\n\n\n\n<p>\u6bcf\u4e2a PJP \u7684\u8981\u6c42\u53ef\u80fd\u7565\u6709\u4e0d\u540c\u3002\u4f46\u5927\u591a\u6570 PJP \u90fd\u4f1a\u8981\u6c42\u63d0\u4f9b\u57fa\u672c\u8d44\u6599\uff0c\u4ee5\u4fbf\u6838\u5b9e\u60a8\u662f\u5426\u662f\u771f\u6b63\u7684\u5546\u5bb6\u3002\u60a8\u5fc5\u987b\u786e\u4fdd\u6e05\u6670\u5b8c\u6574\u5730\u63d0\u4ea4\u6240\u6709\u6240\u9700\u6587\u4ef6\uff0c\u4ee5\u514d\u5ef6\u8bef\u6d41\u7a0b\u3002.<\/p>\n\n\n\n<p><strong>\u901a\u5e38\u8981\u6c42\u63d0\u4f9b\u7684\u6587\u4ef6\uff08\u533b\u7597\u670d\u52a1\u63d0\u4f9b\u8005\u53ef\u80fd\u4f1a\u8981\u6c42\u63d0\u4f9b\u66f4\u591a\u6216\u66f4\u5c11\u6587\u4ef6\uff09\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u6548\u8eab\u4efd\u8bc1\u4ef6\uff08\u5bf9\u4e8e\u5370\u5c3c\u4eba\u6765\u8bf4\uff0c\u901a\u5e38\u662f KTP\uff09<\/li>\n\n\n\n<li>\u60a8\u7684\u516c\u53f8\u540d\u79f0\u548c\u516c\u53f8\u5730\u5740<\/li>\n\n\n\n<li>\u60a8\u5e38\u7528\u7684\u7535\u8bdd\u53f7\u7801\u548c\u7535\u5b50\u90ae\u4ef6<\/li>\n\n\n\n<li>\u94f6\u884c\u8d26\u53f7\u6216\u94b1\u5305\u8d26\u6237\uff08\u7528\u4e8e\u7ed3\u7b97\uff09<\/li>\n\n\n\n<li>\u60a8\u7684\u7ecf\u8425\u573a\u6240\u6216\u9500\u552e\u8bbe\u65bd\u7684\u7167\u7247\uff08\u5c24\u5176\u662f\u5c0f\u578b\u5546\u6237\uff09<\/li>\n\n\n\n<li>\u53ef\u9009\u4f46\u6709\u65f6\u9700\u8981\uff1aNPWP\u3001\u8425\u4e1a\u6267\u7167\/\u8bb8\u53ef\u8bc1\u6216\u7b80\u5355\u7684\u5546\u4e1a\u58f0\u660e\u51fd<\/li>\n\n\n\n<li>\u516c\u53f8\u5b9e\u4f53\uff1a\u6210\u7acb\u5951\u7ea6\u3001, <a href=\"https:\/\/visa-indonesia.com\/zh_cn\/%e7%ad%be%e8%af%81%e5%92%8c%e6%b3%95%e8%a7%84\/%e4%ba%86%e8%a7%a3%e5%a4%96%e5%9b%bd%e4%ba%ba%e7%9a%84-npwp\/\">\u7eb3\u7a0e\u4eba ID\uff08NPWP\uff09<\/a>, \u516c\u53f8\u94f6\u884c\u8d26\u6237<\/li>\n<\/ul>\n\n\n\n<p>\u8981\u6ce8\u518c QRIS\uff0c\u60a8\u7684\u4f01\u4e1a\u5fc5\u987b\u9996\u5148\u6ce8\u518c\u4e3a\u5546\u6237\u5e76\u83b7\u5f97\u5168\u56fd\u5546\u6237 ID\uff08NMID\uff09\u3002NMID \u6ce8\u518c\u901a\u5e38\u9700\u8981 3-4 \u4e2a\u5de5\u4f5c\u65e5\u3002\u5728\u63d0\u4ea4\u5e76\u6838\u5b9e\u6240\u6709\u5fc5\u8981\u6587\u4ef6\u540e\uff0cQRIS \u7684\u6fc0\u6d3b\u901a\u5e38\u9700\u8981 1-2 \u4e2a\u5de5\u4f5c\u65e5\u3002.<\/p>\n\n\n\n<p>\u4e13\u4e1a\u5efa\u8bae\uff1a\u4f7f\u7528\u6e05\u6670\u7684\u7167\u7247\u548c\u4e00\u81f4\u7684\u62fc\u5199\u3002\u5fae\u5c0f\u7684\u5dee\u5f02\uff08\u5982\u5c11\u4e00\u4e2a\u5b57\u6bcd\uff09\u90fd\u4f1a\u5bfc\u81f4\u5ba1\u6838\u901f\u5ea6\u51cf\u6162\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u7b2c 4 \u6b65\uff1a\u9a8c\u8bc1 \u2192 \u5546\u6237 ID \u2192 QRIS \u7b7e\u53d1<\/strong><\/h3>\n\n\n\n<p>\u6587\u4ef6\u5ba1\u6838\u901a\u8fc7\u540e\uff0cPJP \u5c06\u521b\u5efa\u60a8\u7684 <strong>\u5546\u6237 ID<\/strong> \u5e76\u53d1\u5e03\u60a8\u7684 <strong>QRIS \u7f16\u7801<\/strong>.<\/p>\n\n\n\n<p>\u60a8\u5c06\u901a\u8fc7\u7535\u5b50\u90ae\u4ef6\u548c WhatsApp \u6536\u5230\u6709\u5173\u6ce8\u518c\u72b6\u6001\u7684\u901a\u77e5\uff0c\u5305\u62ec\u60a8\u7684\u7528\u6237\u540d\u548c\u5bc6\u7801\u3002\u6ce8\u518c\u5b8c\u6210\u540e\uff0c\u60a8\u9700\u8981\u6fc0\u6d3b QRIS \u624d\u80fd\u5f00\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.&nbsp;<\/p>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u5728\u670d\u52a1\u63d0\u4f9b\u8005\u7684\u63a7\u5236\u9762\u677f\u4e0a\u67e5\u770b\u548c\u4e0b\u8f7d\u60a8\u7684 QRIS \u9759\u6001\u56fe\u50cf\uff0c\u901a\u5e38\u662f\u901a\u8fc7\u70b9\u51fb\u670d\u52a1\u9875\u9762\u4e0a\u7684 \u2018\u67e5\u770b\u8be6\u60c5 \u2019\u6309\u94ae\u3002\u6ce8\u518c\u5b8c\u6210\u540e\uff0c\u60a8\u53ef\u4ee5\u901a\u8fc7 QRIS \u9762\u677f\u76d1\u63a7\u60a8\u7684\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u8fd9\u662f\u60a8\u671f\u5f85\u5df2\u4e45\u7684\u65f6\u523b\u3002\u60a8\u7684 QRIS \u4ee3\u7801\u73b0\u5728\u4e0e\u60a8\u7684\u5546\u6237\u6863\u6848\u7ed1\u5b9a\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9aa4 5\uff1a\u663e\u793a QRIS \u5e76\u8fdb\u884c\u4ed8\u6b3e\u6d4b\u8bd5<\/strong><\/h3>\n\n\n\n<p>\u5728\u5e86\u795d\u4e4b\u524d\uff0c\u5148\u505a\u4e00\u4e2a\u5c0f\u5c0f\u7684\u6d4b\u8bd5\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5c06 QRIS \u6253\u5370\u6e05\u695a\uff0c\u5e76\u5728\u9500\u552e\u70b9\uff08\u5982\u5546\u5e97\u67dc\u53f0\u6216\u6536\u94f6\u53f0\uff09\u7684\u663e\u8457\u4f4d\u7f6e\u5c55\u793a\uff0c\u65b9\u4fbf\u987e\u5ba2\u626b\u63cf\u548c\u4ed8\u6b3e\u3002.<\/li>\n\n\n\n<li>\u8bf7\u670b\u53cb\u626b\u63cf\u3002.<\/li>\n\n\n\n<li>\u5c1d\u8bd5\u5c0f\u989d\u4ed8\u6b3e\uff081 000 \u5370\u5c3c\u76fe\u4e5f\u53ef\u4ee5\uff09<\/li>\n\n\n\n<li>\u68c0\u67e5\u60a8\u7684\u5546\u6237\u540d\u79f0\u662f\u5426\u6b63\u786e<\/li>\n\n\n\n<li>\u786e\u8ba4\u8d44\u91d1\u843d\u5728\u6b63\u786e\u7684\u5730\u65b9<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u9500\u552e\u70b9\u5b9e\u65bd QRIS \u9500\u552e\u9009\u9879\u53ef\u7b80\u5316\u652f\u4ed8\u53d7\u7406\u6d41\u7a0b\uff0c\u65b9\u4fbf\u4f01\u4e1a\u548c\u5ba2\u6237\u3002\u8bf7\u8bb0\u4f4f\uff0c\u6839\u636e\u5370\u5c3c\u94f6\u884c\u7684\u89c4\u5b9a\uff0c\u652f\u4ed8\u63d0\u4f9b\u5546\u5fc5\u987b\u91c7\u7528 QRIS\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u51fa\u73b0\u4efb\u4f55\u5f02\u5e38\u60c5\u51b5\uff0c\u5982\u59d3\u540d\u9519\u8bef\u3001\u5730\u5740\u9519\u8bef\u6216\u672a\u6536\u5230\u4ed8\u6b3e\uff0c\u8bf7\u7acb\u5373\u8054\u7cfb\u60a8\u7684 PJP\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5546\u6237\u6298\u6263\u7387 (MDR)<\/strong><\/h2>\n\n\n\n<p>MDR \u662f\u5411 <strong>\u5546\u4eba<\/strong> \u7528\u4e8e QRIS \u4ea4\u6613\u3002\u8fd9\u4e0d\u662f \u201c\u5ba2\u6237\u8d39\u201d\u3002\u8fd9\u662f\u5546\u5bb6\u670d\u52a1\u8d39\u3002.<\/p>\n\n\n\n<p>QRIS \u7cfb\u7edf\u6709\u52a9\u4e8e\u7b80\u5316\u4ed8\u6b3e\u63a5\u53d7\u548c\u65e5\u5e38\u5bf9\u8d26\u5de5\u4f5c\uff0c\u4f7f\u5546\u6237\u53d7\u76ca\u4e8e\u66f4\u5feb\u3001\u66f4\u6709\u5e8f\u7684\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u60a8\u5e94\u8be5\u8bb0\u4f4f\u7684\u5173\u952e\u89c4\u5219\uff1a<\/p>\n\n\n\n<p><strong>MDR \u7531\u5546\u5bb6\u652f\u4ed8\uff0c\u4e0d\u5e94\u4f5c\u4e3a\u989d\u5916\u8d39\u7528\u5411\u5ba2\u6237\u6536\u53d6\u3002.<\/strong><\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u770b\u5230\u5546\u5e97\u5728\u8d26\u5355\u4e0a\u6dfb\u52a0 \u201c\u7ba1\u7406 QRIS Rp1.000\u201d\uff0c\u90a3\u5c31\u4e0d\u662f\u6b63\u786e\u7684\u505a\u6cd5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u60a8\u5e94\u8be5\u4e86\u89e3\u7684\u73b0\u884c\u6700\u4f4e\u6d88\u8d39\u7a0e\u7a0e\u7387<\/strong><\/h3>\n\n\n\n<p>\u8fd9\u4e9b\u662f\u5927\u591a\u6570\u5546\u5bb6\u6700\u5173\u5fc3\u7684\u6807\u9898\u6570\u5b57\uff1a<\/p>\n\n\n\n<p><strong>\u666e\u901a\u5546\u6237<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5fae\u5546\uff08Usaha Mikro \/ UMI\uff09\uff1a<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u4ea4\u6613 <strong>\u2264500.000\u5370\u5c3c\u76fe\uff1a<\/strong> <strong>0%<\/strong><\/li>\n\n\n\n<li>\u4ea4\u6613 <strong>&gt; 500.000 \u5370\u5c3c\u76fe\uff1a<\/strong> <strong>0.3%<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u5c0f\u578b\u3001\u4e2d\u578b\u548c\u5927\u578b\u5546\u5bb6\uff08UKE\/UME\/UBE\uff09\uff1a<\/strong> <strong>0.7%<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\u7279\u6b8a\u7c7b\u522b<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6559\u80b2\uff1a<\/strong> <strong>0.6%<\/strong><\/li>\n\n\n\n<li><strong>\u52a0\u6cb9\u7ad9\uff08SPBU\uff09\uff1a<\/strong> <strong>0.4%<\/strong><\/li>\n\n\n\n<li>\u4e00\u4e9b\u516c\u5171\u670d\u52a1\u548c\u793e\u4f1a\u6350\u8d60\u7c7b\u522b\uff1a <strong>0%<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u60a8\u662f\u5fae\u578b\u5546\u5bb6\uff0c\u4e14\u5927\u90e8\u5206\u4ea4\u6613\u989d\u4f4e\u4e8e 500.000 \u5370\u5c3c\u76fe\uff0c\u90a3\u4e48\u8fd9\u5c06\u662f\u4e00\u4e2a\u5de8\u5927\u7684\u80dc\u5229\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u201c\u4f46\u6211\u8fd8\u9700\u8981\u652f\u4ed8\u8d39\u7528\uff0c\u6211\u8be5\u600e\u4e48\u529e\uff1f\u201d<\/strong><\/h3>\n\n\n\n<p>\u5b8c\u5168\u516c\u5e73\u7684\u95ee\u9898\u3002\u4f01\u4e1a\u9700\u8981\u751f\u5b58\u3002.<\/p>\n\n\n\n<p>\u7b80\u6d01\u7684\u65b9\u6cd5\u662f\u4e0d\u5728\u7ed3\u8d26\u65f6\u7a81\u7136\u589e\u52a0 QRIS \u201c\u7ba1\u7406\u8d39\u201d\u3002\u76f8\u53cd\uff0c\u60a8\u53ef\u4ee5<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7565\u5fae\u8c03\u6574\u4ef7\u683c\uff08\u4ee5\u900f\u660e\u7684\u65b9\u5f0f\uff09<\/li>\n\n\n\n<li>\u63d0\u4f9b\u76f8\u540c\u7684\u4ef7\u683c\uff0c\u4f46\u5728\u65e0\u73b0\u91d1\u65e5\u5f00\u5c55\u4fc3\u9500\u6d3b\u52a8<\/li>\n\n\n\n<li>\u5229\u7528 QRIS \u51cf\u5c11\u5176\u4ed6\u8d39\u7528\uff08\u51cf\u5c11\u73b0\u91d1\u5904\u7406\uff0c\u51cf\u5c11\u627e\u96f6\u95ee\u9898\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u5ba2\u6237\u95ee\u53ca\u8d39\u7528\uff0c\u8bf7\u7b80\u5355\u8bf4\u660e\uff1a\u201cQRIS \u8d39\u7528\u5728\u5546\u5bb6\u4e00\u65b9\uff0c\u800c\u975e\u5ba2\u6237\u4e00\u65b9\u201d\u3002\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e38\u89c1\u95ee\u9898\uff08\u4ee5\u53ca\u5982\u4f55\u5feb\u901f\u89e3\u51b3\u8fd9\u4e9b\u95ee\u9898\uff09<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u95ee\u9898 1\uff1a\u6211\u7684\u5546\u6237\u540d\u79f0\u663e\u793a\u9519\u8bef<\/strong><\/h3>\n\n\n\n<p>\u8fd9\u901a\u5e38\u662f\u6570\u636e\u95ee\u9898\u3002\u8bf7\u60a8\u7684 PJP \u66f4\u65b0\u60a8\u7684\u5546\u5bb6\u8d44\u6599\u3002\u4f7f\u7528\u60a8\u5e0c\u671b\u5ba2\u6237\u770b\u5230\u7684\u51c6\u786e\u540d\u79f0\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u95ee\u9898 2\uff1a\u6211\u5f04\u9519\u4e86\u5206\u7c7b\uff08\u5fae\u578b\u4e0e\u975e\u5fae\u578b\uff09<\/strong><\/h3>\n\n\n\n<p>\u56e0\u4e3a MDR \u53ef\u80fd\u53d6\u51b3\u4e8e\u5546\u5bb6\u7c7b\u522b\uff0c\u6240\u4ee5\u5206\u7c7b\u5f88\u91cd\u8981\u3002\u5982\u679c\u60a8\u8ba4\u4e3a\u60a8\u7684\u5206\u7c7b\u6709\u8bef\uff0c\u8bf7\u8981\u6c42\u60a8\u7684 PJP \u8fdb\u884c\u5ba1\u67e5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u95ee\u9898 3\uff1a\u4e8c\u7ef4\u7801\u65e0\u6cd5\u626b\u63cf<\/strong><\/h3>\n\n\n\n<p>\u5927\u591a\u6570\u626b\u63cf\u95ee\u9898\u90fd\u6765\u81ea\u5370\u5237\u548c\u6446\u653e\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9ad8\u8d28\u91cf\u6253\u5370 QR<\/li>\n\n\n\n<li>\u4fdd\u6301\u5e73\u6574\uff0c\u4e0d\u8981\u8d77\u76b1<\/li>\n\n\n\n<li>\u4e0d\u8981\u653e\u5728\u4f1a\u53cd\u5c04\u5149\u7ebf\u7684\u95ea\u4eae\u5851\u6599\u540e\u9762<\/li>\n\n\n\n<li>\u653e\u5728\u6536\u94f6\u53f0\u9644\u8fd1\uff0c\u5149\u7ebf\u5145\u8db3<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u95ee\u9898 4\uff1a\u6709\u4eba\u8981 \u201c\u53d6\u4ee3 \u201d\u6211\u7684 QRIS \u7cfb\u7edf<\/strong><\/h3>\n\n\n\n<p>\u8bf7\u5c0f\u5fc3\u3002\u60a8\u7684 QRIS \u4e0e\u60a8\u7684\u5546\u5bb6 ID \u7ed1\u5b9a\u3002\u5982\u679c\u6709\u4eba\u8c03\u6362\u4e86\u60a8\u7684\u4ee3\u7801\uff0c\u4ed8\u6b3e\u53ef\u80fd\u4f1a\u6d41\u5411\u9519\u8bef\u7684\u5730\u65b9\u3002.<\/p>\n\n\n\n<p>\u7ecf\u9a8c\u6cd5\u5219\uff1a\u53ea\u901a\u8fc7\u5b98\u65b9\u63d0\u4f9b\u5546\u6e20\u9053\u63a5\u53d7 QR \u66f4\u65b0\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>QRIS \u9996\u65e5\u6e05\u5355<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg\" alt=\"\" class=\"wp-image-43213\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u4e00\u65e6\u60a8\u7684 QRIS \u542f\u52a8\uff0c\u8bf7\u505a\u597d\u4ee5\u4e0b\u4e94\u4ef6\u4e8b\u3002.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u8fdb\u884c\u4e00\u6b21\u5c0f\u989d\u4ed8\u6b3e\u6d4b\u8bd5<\/li>\n\n\n\n<li>\u786e\u8ba4\u60a8\u7684\u5546\u6237\u540d\u79f0\u770b\u8d77\u6765\u6b63\u786e\u65e0\u8bef<\/li>\n\n\n\n<li>\u786e\u8ba4\u7ed3\u7b97\u53bb\u5411\uff08\u94f6\u884c\/\u94b1\u5305\uff09<\/li>\n\n\n\n<li>\u5bf9\u5458\u5de5\u8fdb\u884c\u7b80\u5355\u811a\u672c\u57f9\u8bad\uff1a<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201c\u626b\u63cf\u4e8c\u7ef4\u7801\uff0c\u8f93\u5165\u91d1\u989d\uff0c\u7136\u540e\u7ed9\u6211\u770b\u6210\u529f\u754c\u9762\u201d<\/li>\n<\/ul>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>\u51b3\u5b9a\u60a8\u7684\u9000\u6b3e\u89c4\u5219<\/li>\n<\/ol>\n\n\n\n<p>\u9519\u8bef\u65f6\u6709\u53d1\u751f\u3002\u4e86\u89e3\u4e0e\u8c01\u8054\u7cfb\u4ee5\u53ca\u5982\u4f55\u5904\u7406\u9000\u6b3e\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5feb\u901f\u5e38\u89c1\u95ee\u9898\u89e3\u7b54<\/strong><\/h2>\n\n\n\n<p><strong>\u83b7\u53d6 QRIS \u9700\u8981\u8425\u4e1a\u6267\u7167\u5417\uff1f<\/strong><strong><br><\/strong>\u8fd9\u53d6\u51b3\u4e8e\u63d0\u4f9b\u5546\u548c\u60a8\u7684\u5546\u6237\u7c7b\u578b\u3002\u8bb8\u591a\u63d0\u4f9b\u5546\u53ea\u9700\u63d0\u4f9b\u57fa\u672c\u7684\u5546\u4e1a\u6d3b\u52a8\u8bc1\u660e\u5c31\u80fd\u8ba9\u5fae\u578b\u5546\u6237\u5165\u9a7b\u3002\u60a8\u7684 PJP \u4f1a\u544a\u8bc9\u60a8\u4ed6\u4eec\u7684\u8981\u6c42\u3002.<\/p>\n\n\n\n<p><strong>\u9700\u8981\u591a\u957f\u65f6\u95f4\uff1f<\/strong><strong><br><\/strong>\u8fd9\u53d6\u51b3\u4e8e\u5ba1\u6838\u7684\u901f\u5ea6\u3002\u5982\u679c\u60a8\u7684\u6587\u4ef6\u6e05\u6670\u5b8c\u6574\uff0c\u5165\u804c\u901f\u5ea6\u4f1a\u5f88\u5feb\u3002.<\/p>\n\n\n\n<p><strong>\u591a\u4e2a\u5206\u652f\u673a\u6784\u53ef\u4ee5\u4f7f\u7528\u4e00\u4e2a QRIS \u5417\uff1f<\/strong><strong><br><\/strong>\u6709\u4e9b\u4f01\u4e1a\u4f1a\u4e3a\u6bcf\u4e2a\u5206\u5e97\u5efa\u7acb\u5355\u72ec\u7684 QRIS \u7cfb\u7edf\uff0c\u8fd9\u6837\u6bcf\u4e2a\u5206\u5e97\u90fd\u6709\u81ea\u5df1\u7684\u8ddf\u8e2a\u548c\u7ed3\u7b97\u7cfb\u7edf\u3002\u8bf7\u54a8\u8be2\u60a8\u7684\u4f9b\u5e94\u5546\uff0c\u54ea\u79cd\u65b9\u5f0f\u6700\u9002\u5408\u60a8\u7684\u7ed3\u6784\u3002.<\/p>\n\n\n\n<p><strong>\u5982\u679c\u6211\u611f\u5230\u56f0\u60d1\u6216\u5361\u4f4f\u4e86\u600e\u4e48\u529e\uff1f<\/strong><strong><br><\/strong>\u4ece PJP \u652f\u6301\u5f00\u59cb\u3002\u5982\u679c\u60a8\u4ecd\u7136\u9700\u8981\u5e2e\u52a9\uff0c\u5370\u5c3c\u94f6\u884c\u6709\u4e00\u4e2a\u5b98\u65b9\u8054\u7edc\u4e2d\u5fc3\uff08131\uff09\u63d0\u4f9b\u516c\u5171\u4fe1\u606f\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u4ed8\u6b3e\u7684\u6bcf\u6b21\u4ea4\u6613\u9650\u989d\u662f\u591a\u5c11\uff1f<\/strong><strong><br><\/strong>QRIS \u652f\u4ed8\u7684\u6bcf\u7b14\u4ea4\u6613\u9650\u989d\u4e3a 1 000 \u4e07\u5370\u5c3c\u76fe\u3002.<\/p>\n\n\n\n<p><strong>\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u548c\u7f51\u7edc\u94a9\u5b50\u5982\u4f55\u5e2e\u52a9\u7f51\u5e97\u5b9e\u65bd QRIS\uff1f<\/strong><strong><br><\/strong>\u5bf9\u4e8e\u7f51\u5e97\u800c\u8a00\uff0c\u4f7f\u7528\u6587\u6863\u9f50\u5168\u7684\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u548c\u914d\u7f6e\u7f51\u7edc\u94a9\u5b50\u5bf9\u4e8e\u786e\u4fdd\u5b9e\u65f6\u652f\u4ed8\u66f4\u65b0\u548c\u4e0e\u7535\u5b50\u5546\u52a1\u5e73\u53f0\u65e0\u7f1d\u96c6\u6210\u81f3\u5173\u91cd\u8981\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u8bbe\u7f6e\u7684\u6700\u4f73\u505a\u6cd5\u662f\u4ec0\u4e48\uff1f<\/strong><strong><br><\/strong>\u6700\u4f73\u505a\u6cd5\u5305\u62ec\u9009\u62e9\u6b63\u786e\u7684\u96c6\u6210\u7c7b\u578b\uff08\u9759\u6001\u3001\u52a8\u6001\u6216\u57fa\u4e8e\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\uff09\u3001\u6ce8\u91cd\u5b89\u5168\u63aa\u65bd\u5e76\u786e\u4fdd\u7cfb\u7edf\u5b9a\u671f\u66f4\u65b0\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u7684\u672a\u6765\u8986\u76d6\u8303\u56f4\u6709\u591a\u5927\uff1f<\/strong><strong><br><\/strong>\u5230 2026 \u5e74\uff0cQRIS \u7cfb\u7edf\u7684\u8bbe\u7f6e\u5c06\u5141\u8bb8 6000 \u591a\u4e07\u7528\u6237\u8bbf\u95ee\uff0c\u9884\u8ba1\u5c06\u652f\u6301 170 \u4ebf\u6b21\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p><strong>\u542f\u52a8 QRIS \u662f\u5426\u6709\u8981\u6c42\uff1f<\/strong><strong><br><\/strong>\u53ea\u6709\u5f53\u60a8\u7684\u4f01\u4e1a\u5728\u5370\u5ea6\u5c3c\u897f\u4e9a\u5f00\u5c55\u4e1a\u52a1\u65f6\uff0c\u624d\u80fd\u6fc0\u6d3b QRIS\uff0c\u800c\u4e14\u60a8\u7684\u8d26\u6237\u7c7b\u578b\u5fc5\u987b\u662f \u2018\u4f01\u4e1a\u2019\u3002.<\/p>\n\n\n\n<p><strong>\u7535\u5b50\u94b1\u5305\u3001\u652f\u4ed8\u94fe\u63a5\u548c\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u5982\u4f55\u4e0e QRIS \u914d\u5408\u4f7f\u7528\uff1f<\/strong><strong><br><\/strong>\u7535\u5b50\u94b1\u5305\uff08\u5982 Gopay\u3001OVO \u548c DANA\uff09\u662f\u8fdb\u884c\u548c\u63a5\u6536 QRIS \u4ed8\u6b3e\u7684\u5fc5\u5907\u5de5\u5177\uff0c\u53ef\u5b9e\u73b0\u65e0\u73b0\u91d1\u4ea4\u6613\u3002\u60a8\u53ef\u4ee5\u4e3a\u5ba2\u6237\u751f\u6210\u4ed8\u6b3e\u94fe\u63a5\uff0c\u8ba9\u4ed6\u4eec\u901a\u8fc7\u70b9\u51fb\u94fe\u63a5\u548c\u626b\u63cf QR \u4ee3\u7801\u6765\u901a\u8fc7 QRIS \u4ed8\u6b3e\u3002\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3\u53ef\u7528\u4e8e\u96c6\u6210\uff0c\u8ba9\u5f00\u53d1\u4eba\u5458\u81ea\u52a8\u751f\u6210 QRIS \u4ee3\u7801\u548c\u5904\u7406\u4ed8\u6b3e\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6700\u540e\u7684\u601d\u8003<\/strong><\/h2>\n\n\n\n<p>\u83b7\u5f97 QRIS \u4e0d\u662f\u4e3a\u4e86 \u201c\u82b1\u54e8\u201d\u3002\u800c\u662f\u8981\u4e3a\u5f53\u4eca\u4eba\u4eec\u7684\u652f\u4ed8\u65b9\u5f0f\u505a\u597d\u51c6\u5907\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u6309\u7167\u6b63\u5f0f\u7684\u65b9\u5f0f\u64cd\u4f5c\uff0c\u9009\u62e9\u6709\u6267\u7167\u7684\u4f9b\u5e94\u5546\uff0c\u63d0\u4ea4\u5e72\u51c0\u7684\u6587\u4ef6\uff0c\u9a8c\u8bc1\u60a8\u7684\u5546\u5bb6 ID\uff0c\u7136\u540e\u6d4b\u8bd5\u60a8\u7684\u8bbe\u7f6e\uff0c\u60a8\u5c31\u4f1a\u62e5\u6709\u4e00\u4e2a\u8fd0\u884c\u987a\u7545\u3001\u770b\u8d77\u6765\u503c\u5f97\u4fe1\u8d56\u7684 QRIS\u3002.<\/p>\n\n\n\n<p>\u4e0b\u6b21\u518d\u6709\u4eba\u95ee\uff1a\u201c\u6bd4\u8428 QRIS\uff1f\u201d\u4f60\u53ef\u4ee5\u5fae\u7b11\u7740\u8bf4\uff1a\u201c\u6bd4\u8428\u201d\u3002\u201d<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5f00\u59cb\u4f7f\u7528\u5370\u5c3c\u6700\u53d7\u6b22\u8fce\u7684\u652f\u4ed8\u65b9\u5f0f QRIS\u3002\u672c\u6307\u5357\u8be6\u7ec6\u4ecb\u7ecd\u4e86\u6ce8\u518c QRIS\u3001\u9009\u62e9\u9759\u6001\u4e0e\u52a8\u6001\u3001\u4e86\u89e3 MDR \u8d39\u7528\u7684\u5b98\u65b9\u6b65\u9aa4\uff0c\u4ee5\u53ca\u7b80\u5355\u7684 BCA \u548c GoPay \u5546\u6237\u8bbe\u7f6e\u63d0\u793a\uff0c\u8ba9\u60a8\u53ef\u4ee5\u653e\u5fc3\u5730\u5f00\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.<\/p>","protected":false},"author":6831,"featured_media":43214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/\r\n","ig_first_comment_hashtags":"#QRIS #QRISMerchant #UMKMIndonesia #BisnisIndonesia #CashlessIndonesia #DigitalPayment #MerchantTips #IndonesiaBusiness","ig_carousel":[{"fileassets":""},{"fileassets":""},{"fileassets":""},{"fileassets":""}],"tt_caption":"Stop losing sales because you don\u2019t have QRIS \ud83d\ude24\r\nSwipe\/scroll the steps: choose provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 verify \u2192 download your QRIS file.","tt_hashtag":"#QRIS #QRISMerchant #UMKM #BisnisIndonesia #CashlessIndonesia #DigitalPayment","tt_video_asset":"","tt_music_preference":"","tt_reuse_allow":true,"tt_ai_generated_allow":false,"x_post_type":"Single","x_single_caption":"Want to accept cashless payments with ONE QR code? Here\u2019s the quick QRIS merchant flow: pick an official provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 wait for verification \u2192 download your QRIS file.","x_media":"","x_poll":{"x_poll_question":"","x_poll_options":null},"linkedin_post_type":"image","linkedin_post_link":"https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","linkedin_text_area":"Cashless readiness is becoming a baseline expectation for many customers in Indonesia. If you\u2019re onboarding QRIS for your business, here\u2019s a quick, practical flow (see carousel):\r\n\u2022 Choose an official QRIS provider (bank\/fintech)\r\n\u2022 Apply via app\/website\r\n\u2022 Complete personal + business details\r\n\u2022 Upload required documents\r\n\u2022 Verification \u2192 download QRIS (PNG\/PDF)\r\n\r\nWe also listed a simple prep checklist (ID, business info, active bank account, storefront photo).","linkedin_image_gallery":[43218,43217,43216,43215],"fb_post_type":"link","fb_caption":"If customers keep asking for QRIS payment, this is your sign \ud83d\ude04\r\nSwipe this carousel for the simple QRIS merchant steps, from choosing an official provider to uploading documents and getting verified.\r\n\r\nRead the full guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","fb_gallery":[43218,43216,43217,43215],"pin_title":"","pin_description":"","pin_link":"","pin_board":"","pin_image":"","threads_post_type":"single","threads_caption":"QRIS for merchants, made simple \ud83d\udc47 Swipe the steps + checklist so you don\u2019t get stuck at verification.","threads_media":[43218,43217,43216,43215]},"_links":{"self":[{"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/posts\/43209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/users\/6831"}],"replies":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/comments?post=43209"}],"version-history":[{"count":1,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/posts\/43209\/revisions"}],"predecessor-version":[{"id":43219,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/posts\/43209\/revisions\/43219"}],"acf:attachment":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media\/43215"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media\/43216"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media\/43217"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media\/43218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media\/43214"}],"wp:attachment":[{"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/media?parent=43209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/categories?post=43209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh_cn\/wp-json\/wp\/v2\/tags?post=43209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}