{"id":43209,"date":"2026-02-18T21:10:25","date_gmt":"2026-02-18T13:10:25","guid":{"rendered":"https:\/\/visa-indonesia.com\/?p=43209"},"modified":"2026-02-18T21:10:30","modified_gmt":"2026-02-18T13:10:30","slug":"%e5%8d%b0%e5%b0%bc%e5%95%86%e5%ae%b6%e7%9a%84-qris","status":"publish","type":"post","link":"https:\/\/visa-indonesia.com\/zh\/bali-tips\/qris-for-merchants-indonesia\/","title":{"rendered":"\u5982\u4f55\u70ba\u5370\u5c3c\u5546\u6236\u5efa\u7acb QRIS\uff082026 \u5e74\u6307\u5357\uff09"},"content":{"rendered":"<p>\u5f88\u591a\u5ba2\u6236\u90fd\u559c\u6b61\u7528\u5b83\u4f86\u4ed8\u6b3e\uff0c\u800c\u4e14\u975e\u5e38\u65b9\u4fbf\u3002 <a href=\"https:\/\/visa-indonesia.com\/zh\/%e5%b7%b4%e5%8e%98%e5%b3%b6%e6%8f%90%e7%a4%ba\/%e5%8d%b0%e5%b0%bc-qris-%e6%95%b8%e4%bd%8d%e6%94%af%e4%bb%98\/\">\u5370\u5c3c\u7684 QRIS<\/a>. .\u4f46\u6709\u4e9b\u5546\u5bb6\u6703\u5361\u5728\u76f8\u540c\u7684\u554f\u984c\u4e0a\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6211\u9700\u8981\u81ea\u5df1\u300c\u88fd\u4f5c\u300dQR \u4ee3\u78bc\u55ce\uff1f<\/li>\n\n\n\n<li>\u6211\u61c9\u8a72\u9078\u64c7\u54ea\u5bb6\u63d0\u4f9b\u5546\uff1f<\/li>\n\n\n\n<li>\u4ed6\u5011\u60f3\u8981\u4ec0\u9ebc\u6587\u4ef6\uff1f<\/li>\n\n\n\n<li>\u54ea\u4e9b\u8cbb\u7528\u662f\u5141\u8a31\u7684\uff0c\u54ea\u4e9b\u8cbb\u7528\u662f <em>\u4e0d\u662f<\/em> \u53ef\u4ee5\u55ce\uff1f<\/li>\n<\/ul>\n\n\n\n<p>\u672c\u6587\u5c07\u4ecb\u7d39\u5982\u4f55\u70ba\u5370\u5c3c\u7684\u4f01\u696d\u5efa\u7acb QRIS\uff0c\u8aaa\u660e\u958b\u59cb\u4f7f\u7528\u7684\u57fa\u672c\u77e5\u8b58\u548c\u5be6\u7528\u6b65\u9a5f\u3002QRIS \u751a\u81f3\u53ef\u8b93\u5c0f\u578b\u5ee0\u5546 (\u4f8b\u5982 warungs) \u63d0\u4f9b\u7121\u73fe\u91d1\u4ed8\u6b3e\u65b9\u5f0f\uff0c\u800c\u4e0d\u9700\u8981 EFTPOS \u6a5f\u5668\u7b49\u6602\u8cb4\u7684\u8a2d\u5099\u3002.<\/p>\n\n\n\n<p>\u8b93\u6211\u5011\u5316\u7e41\u70ba\u7c21\u3002\u672c\u6307\u5357\u4ee5\u7c21\u6f54\u3001\u6b63\u5f0f\u7684\u65b9\u5f0f\uff0c\u5e36\u9818\u60a8\u5f9e\u96f6\u958b\u59cb\u5230 \u300cQRIS \u6e96\u5099\u5c31\u7dd2\u300d\uff0c\u8b93\u60a8\u7684 QR \u4ee3\u78bc\u5728\u8a31\u591a\u61c9\u7528\u7a0b\u5f0f\u4e0a\u90fd\u80fd\u904b\u4f5c\uff0c\u6b63\u78ba\u986f\u793a\u60a8\u7684\u5546\u5bb6\u540d\u7a31\uff0c\u8b93\u60a8\u7684\u9867\u5ba2\u653e\u5fc3\u4ed8\u6b3e\u7d66\u60a8\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>QRIS \u7c21\u660e\u8aaa\u660e<\/strong><\/h2>\n\n\n\n<p>\u5728\u958b\u59cb\u4e4b\u524d\uff0c\u4e86\u89e3 QRIS\u3001QRIS \u7684\u76ee\u7684\uff0c\u4ee5\u53ca QRIS \u5982\u4f55\u8b93\u5546\u5bb6\u548c\u9867\u5ba2\u96d9\u65b9\u53d7\u60e0\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002.&nbsp;<\/p>\n\n\n\n<p>QRIS (Quick Response Code Indonesian Standard) \u662f\u5370\u5c3c\u7684\u570b\u5bb6 QR \u652f\u4ed8\u6a19\u6e96\uff0c\u65e8\u5728\u5be6\u73fe\u5168\u570b\u7121\u7e2b\u7121\u73fe\u91d1\u652f\u4ed8\u3002\u5927\u610f\u5f88\u7c21\u55ae\uff1a <strong>\u4e00\u500b QR \u4ee3\u78bc\u53ef\u63a5\u53d7\u4f86\u81ea\u8a31\u591a\u4e0d\u540c\u61c9\u7528\u7a0b\u5f0f\u548c\u9280\u884c\u7684\u4ed8\u6b3e<\/strong>.<\/p>\n\n\n\n<p>\u53d7\u6b61\u8fce\u7684\u6578\u4f4d\u9322\u5305\u5982 DANA\u3001OVO \u548c GoPay \u90fd\u652f\u63f4 QRIS \u4ed8\u6b3e\uff0c\u8b93\u5ba2\u6236\u53ef\u4ee5\u8f15\u9b06\u4f7f\u7528\u96fb\u5b50\u8ca8\u5e63\u8cfc\u7269\u3002\u9019\u4e9b\u61c9\u7528\u7a0b\u5f0f\uff08\u96fb\u5b50\u9322\u5305\u548c\u884c\u52d5\u9280\u884c\u61c9\u7528\u7a0b\u5f0f\uff09\u5728\u4fc3\u9032 QRIS \u4ea4\u6613\u65b9\u9762\u626e\u6f14\u91cd\u8981\u89d2\u8272\uff0c\u78ba\u4fdd\u7dda\u4e0a\u548c\u5be6\u9ad4\u5546\u5e97\u90fd\u80fd\u5feb\u901f\u3001\u5b89\u5168\u3001\u65b9\u4fbf\u5730\u4ed8\u6b3e\u3002.<\/p>\n\n\n\n<p>\u9019\u8868\u793a\u60a8\u4e0d\u9700\u8981\u5728\u6536\u9280\u53f0\u4f7f\u7528\u4e94\u7a2e\u4e0d\u540c\u7684 QR \u8cbc\u7d19\u3002\u60a8\u53ef\u4ee5\u4f7f\u7528\u4e00\u500b QRIS \u4ee3\u78bc\uff0c\u63a5\u53d7\u8a31\u591a\u9867\u5ba2\u7684\u4ed8\u6b3e\uff0c\u5373\u4f7f\u4ed6\u5011\u4f7f\u7528\u4e0d\u540c\u7684\u61c9\u7528\u7a0b\u5f0f\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u8a3b\u518a\u524d\uff1a\u9078\u64c7\u9069\u5408\u60a8\u696d\u52d9\u7684\u8a2d\u5b9a<\/strong><\/h2>\n\n\n\n<p>\u5be6\u65bd QRIS \u4ed8\u6b3e\u6709\u4e0d\u540c\u7684\u9078\u9805\u548c\u65b9\u6cd5\uff0c\u4f8b\u5982\u4f7f\u7528\u975c\u614b\u6216\u52d5\u614b QR \u4ee3\u78bc\uff0c\u4ee5\u53ca API \u6574\u5408\u6216\u4ed8\u6b3e\u9023\u7d50\u7b49\u5404\u7a2e\u6574\u5408\u9078\u9805\u3002.<\/p>\n\n\n\n<p>\u5373\u4f7f\u60a8\u7684\u4f01\u696d\u898f\u6a21\u5f88\u5c0f\uff0c\u60a8\u4e5f\u53ef\u4ee5\u555f\u52d5 QRIS\u3002\u4f46\u5982\u679c\u60a8\u5148\u6c7a\u5b9a\u9019\u4e9b\u57fa\u672c\u8981\u7d20\uff0c\u5c31\u53ef\u4ee5\u7bc0\u7701\u6642\u9593\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1) \u975c\u614b QR \u5c0d\u52d5\u614b QR<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43210\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5927\u591a\u6578\u63d0\u4f9b\u5546\u63d0\u4f9b\u5169\u7a2e\u5e38\u898b\u7684\u683c\u5f0f\uff1a<\/p>\n\n\n\n<p><strong>\u975c\u614b QRIS\uff1a <\/strong>\u975c\u614b QRIS \u4ee3\u78bc\u662f\u56fa\u5b9a\u4e0d\u8b8a\u7684 QR \u4ee3\u78bc\uff0c\u4ee3\u8868\u5546\u5bb6\u7684\u4e00\u822c\u4ed8\u6b3e\u8cc7\u8a0a\u3002\u5b83\u4e0d\u6703\u56e0\u6bcf\u6b21\u4ea4\u6613\u800c\u6539\u8b8a\uff0c\u975e\u5e38\u9069\u5408\u60f3\u8981\u63a5\u53d7\u7121\u73fe\u91d1\u4ed8\u6b3e\u800c\u4e0d\u9700\u6bcf\u6b21\u7522\u751f\u65b0 QR \u4ee3\u78bc\u7684\u5546\u5bb6\u3002\u555f\u7528\u5f8c\uff0c\u5546\u5bb6\u53ef\u6aa2\u8996\u4e26\u5217\u5370\u5176\u975c\u614b QRIS \u5f71\u50cf\uff0c\u4ee5\u5728\u5be6\u9ad4\u5546\u5e97\u5c55\u793a\u3002.&nbsp;<\/p>\n\n\n\n<p>\u9867\u5ba2\u6383\u7784\u975c\u614b QRIS \u5f8c\uff0c\u5fc5\u9808\u81ea\u884c\u624b\u52d5\u8f38\u5165\u4ea4\u6613\u91d1\u984d\uff0c\u56e0\u6b64\u9069\u7528\u65bc\u6524\u8ca9\u3001\u5c0f\u6524\u8ca9\u3001\u5c0f\u5546\u5e97\u53ca\u5bb6\u5ead\u5f0f\u5546\u5bb6\u3002\u6253\u5370\u548c\u5c55\u793a\u90fd\u5f88\u7c21\u55ae\uff0c\u4f46\u5546\u5bb6\u61c9\u63d0\u9192\u9867\u5ba2\u8f38\u5165\u6b63\u78ba\u7684\u91d1\u984d\u3002.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43211\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>\u52d5\u614b QRIS\uff1a <\/strong>\u52d5\u614b QRIS \u4ee3\u78bc\u6703\u91dd\u5c0d\u6bcf\u7b46\u4ea4\u6613\u7522\u751f\u552f\u4e00\u7684\u4ee3\u78bc\uff0c\u4e26\u53ef\u5305\u542b\u7279\u5b9a\u4ea4\u6613\u7684\u8a73\u7d30\u8cc7\u8a0a\uff0c\u4f8b\u5982\u91d1\u984d\u548c\u8a02\u55ae\u8cc7\u8a0a\u3002\u9019\u53ef\u70ba\u4e0d\u540c\u7684\u4ed8\u6b3e\u65b9\u6848\u63d0\u4f9b\u66f4\u5927\u7684\u9748\u6d3b\u6027\uff0c\u56e0\u70ba\u5b83\u5305\u542b\u4e86\u6bcf\u6b21\u4ea4\u6613\u90fd\u6703\u8b8a\u66f4\u7684\u53ef\u8b8a\u8cc7\u8a0a\u3002D<\/p>\n\n\n\n<p>\u52d5\u614b QRIS \u4ee3\u78bc\u5e38\u7528\u65bc\u7dda\u4e0a\u8cfc\u7269\u8eca\u6216\u767c\u7968\u4ed8\u6b3e\u7b49\u9700\u8981\u52d5\u614b\u6307\u5b9a\u4ea4\u6613\u8a73\u7d30\u8cc7\u6599\u7684\u60c5\u6cc1\u3002\u52d5\u614b QRIS \u4ee3\u78bc\u975e\u5e38\u9069\u5408\u6bcf\u5929\u6709\u5927\u91cf\u4ea4\u6613\u7684\u5546\u5e97\u6216\u6709 POS \u7cfb\u7d71\u7684\u5496\u5561\u9928\uff0c\u56e0\u70ba\u91d1\u984d\u5df2\u5305\u542b\u5728\u4ee3\u78bc\u4e2d\uff0c\u7d50\u5e33\u901f\u5ea6\u66f4\u5feb\u3002\u52d5\u614b QRIS \u901a\u5e38\u9700\u8981\u61c9\u7528\u7a0b\u5f0f\u6216 POS \u6574\u5408\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u525b\u8d77\u6b65\uff0c\u975c\u614b QRIS \u901a\u5e38\u662f\u6700\u7c21\u55ae\u7684\u9014\u5f91\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2) \u60a8\u60f3\u8b93\u9322\u843d\u5728\u54ea\u88e1\uff1f<\/strong><\/h3>\n\n\n\n<p>\u60f3\u60f3\u60a8\u7684\u7d50\u7b97\u5e33\u6236\u3002\u7c21\u55ae\u4f86\u8aaa\uff1a\u7576\u5ba2\u6236\u4ed8\u6b3e\u7d66\u60a8\u6642\uff0c\u9322\u61c9\u8a72\u5230\u54ea\u88e1\u53bb\uff1f<\/p>\n\n\n\n<p>\u6709\u4e9b\u63d0\u4f9b\u5546\u4ee5\u9280\u884c\u5e33\u6236\u7d50\u7b97\u3002\u6709\u4e9b\u5247\u4ee5\u9322\u5305\u9918\u984d\u7d50\u7b97\u3002\u6709\u4e9b\u5247\u5169\u8005\u7686\u53ef\u3002\u60a8\u53ef\u4ee5\u5728\u5165\u8077\u6642\u9078\u64c7\u3002.<\/p>\n\n\n\n<p>\u9078\u64c7\u652f\u63f4 QRIS \u7684\u7d50\u7b97\u9078\u9805\u548c\u652f\u4ed8\u7cfb\u7d71\uff0c\u4ee5\u78ba\u4fdd\u4ea4\u6613\u7684\u9806\u66a2\u548c\u4e92\u901a\u6027\uff0c\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u884c\u52d5\u9280\u884c\u662f\u652f\u4ed8\u57fa\u790e\u67b6\u69cb\u7684\u91cd\u8981\u7d44\u6210\u90e8\u5206\uff0c\u53ef\u8b93\u60a8\u900f\u904e\u667a\u6167\u578b\u624b\u6a5f\u8f15\u9b06\u5b89\u5168\u5730\u7ba1\u7406 QRIS \u652f\u4ed8\u3001\u63a5\u6536\u7d50\u7b97\u53ca\u8655\u7406\u7121\u73fe\u91d1\u4ea4\u6613\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3) \u4e86\u89e3\u60a8\u7684\u5546\u5bb6\u985e\u5225\uff08\u56e0\u70ba\u9019\u6703\u5f71\u97ff\u8cbb\u7528\uff09<\/strong><\/h3>\n\n\n\n<p>QRIS \u4f7f\u7528\u7a31\u70ba MDR\uff08\u5546\u6236\u6298\u6263\u7387\uff09\u7684\u6536\u8cbb\u7cfb\u7d71\u3002\u9019\u500b\u8cbb\u7387\u6703\u6839\u64da\u60a8\u7684\u5546\u5bb6\u985e\u5225\u548c\u4ea4\u6613\u91d1\u984d\u800c\u6539\u8b8a\u3002\u4e0d\u8981\u9a5a\u614c\uff0c\u6211\u5011\u7a0d\u5f8c\u6703\u89e3\u91cb\u6e05\u695a\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u7d93\u71df\u591a\u500b\u54c1\u724c\u6216\u5546\u696d\u5be6\u9ad4\uff0c\u6bcf\u500b\u54c1\u724c\u6216\u5546\u5bb6\u90fd\u53ef\u4ee5\u5728 QRIS \u4e0b\u64c1\u6709\u81ea\u5df1\u7684\u5b50\u5e33\u6236\uff0c\u8b93\u60a8\u53ef\u4ee5\u5206\u5225\u7ba1\u7406\u4e0d\u540c\u54c1\u724c\u7684\u4ed8\u6b3e\u8cc7\u6599\u548c\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u73fe\u5728\uff0c\u53ea\u8981\u8a18\u4f4f <strong>\u60a8\u7684\u985e\u5225\u5f88\u91cd\u8981<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9010\u6b65\uff1a\u5982\u4f55\u70ba\u60a8\u7684\u4f01\u696d\u8a3b\u518a QRIS\uff08\u5b98\u65b9\u8def\u5f91\uff09<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg\" alt=\"\" class=\"wp-image-43212\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u70ba\u5546\u5bb6\u5efa\u7acb QRIS \u7684\u8a3b\u518a\u7a0b\u5e8f\u5305\u62ec\u586b\u5beb\u8a3b\u518a\u8868\u548c\u9032\u884c QRIS \u4ed8\u6b3e\u3002\u5b8c\u6210\u8a3b\u518a\u6b65\u9a5f\u5f8c\uff0c\u60a8\u9700\u8981\u555f\u52d5 QRIS\uff0c\u624d\u80fd\u958b\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9a5f 1\uff1a\u9078\u64c7\u6709\u57f7\u7167\u7684 QRIS \u63d0\u4f9b\u8005 (PJP)<\/strong><\/h3>\n\n\n\n<p>\u9996\u5148\u8981\u9078\u64c7\u6709\u57f7\u7167\u53ef\u63d0\u4f9b QRIS \u670d\u52d9\u7684 PJP\u3002PJP \u53ef\u4ee5\u5305\u62ec\u9280\u884c\u548c\u975e\u9280\u884c\u652f\u4ed8\u516c\u53f8\u3002.<\/p>\n\n\n\n<p>\u9996\u5148\uff0c\u9078\u64c7\u4e00\u5bb6\u7372\u51c6\u63d0\u4f9b QRIS \u670d\u52d9\u7684 PJP\uff08\u652f\u4ed8\u7cfb\u7d71\u670d\u52d9\u63d0\u4f9b\u5546\uff09\u3002PJP \u53ef\u4ee5\u5305\u62ec\u9280\u884c\uff0c\u4f8b\u5982 <strong>BCA\u3001Mandiri\u3001BNI \u548c Bank Mega<\/strong>, \u4ee5\u53ca\u975e\u9280\u884c\u652f\u4ed8\u516c\u53f8\/\u96fb\u5b50\u9322\u5305\uff0c\u4f8b\u5982 <strong>Gopay\u3001OVO \u548c DANA<\/strong>.<\/p>\n\n\n\n<p>\u63d0\u793a\uff1a\u4e0d\u8981\u53ea\u9078\u64c7\u60a8\u5728\u793e\u4ea4\u5a92\u9ad4\u4e0a\u770b\u5230\u7684\u7b2c\u4e00\u500b\u5831\u50f9\u3002\u6aa2\u67e5\u63d0\u4f9b\u8005\u662f\u5426\u5217\u70ba QRIS \u8a31\u53ef\u3002.<\/p>\n\n\n\n<p><strong>\u8acb\u6ce8\u610f\uff1a<\/strong> \u5728\u9032\u884c\u8a3b\u518a\u4e4b\u524d\uff0c\u8acb\u52d9\u5fc5\u900f\u904e\u5b98\u65b9\u76e3\u7ba1\u6a5f\u69cb\u6216 QRIS \u7db2\u7ad9\u78ba\u8a8d\u63d0\u4f9b\u8005\u7684\u57f7\u7167\u72c0\u614b\u3002\u9019\u53ef\u78ba\u4fdd\u60a8\u662f\u5728\u8207\u7d93\u6388\u6b0a\u7684\u5408\u6cd5 PJP \u4ea4\u6d89\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9a5f 2\uff1a\u5411\u8a72\u63d0\u4f9b\u8005\u8a3b\u518a\uff08\u7dda\u4e0a\u6216\u89aa\u81ea\u8a3b\u518a\uff09<\/strong><\/h3>\n\n\n\n<p>\u8a31\u591a PJP \u53ef\u8b93\u60a8\u7dda\u4e0a\u8a3b\u518a\u3002\u6709\u4e9b\u4e5f\u63d0\u4f9b\u5206\u884c\u8a3b\u518a\u3002\u5982\u679c\u60a8\u7684\u670d\u52d9\u63d0\u4f9b\u8005\u6709\u7dda\u4e0a\u8868\u683c\uff0c\u8a3b\u518a\u901f\u5ea6\u6703\u975e\u5e38\u5feb\u3002.<\/p>\n\n\n\n<p>\u8a31\u591a PJP \u53ef\u8b93\u60a8\u7dda\u4e0a\u8a3b\u518a\uff0c\u6709\u4e9b\u4e5f\u900f\u904e\u5206\u884c\u8a3b\u518a\u63d0\u4f9b\u89aa\u81ea\u8a3b\u518a\u670d\u52d9\uff0c\u56e0\u6b64\u4e0a\u624b\u76f8\u7576\u5feb\u901f\u3002\u5728\u5927\u591a\u6578\u60c5\u6cc1\u4e0b\uff0c\u60a8\u6703\u5728 QRIS \u7db2\u7ad9\u4e0a\uff08\u6216\u63d0\u4f9b\u5546\u7684\u5546\u5bb6\u61c9\u7528\u7a0b\u5f0f\u5167\uff09\u586b\u5beb\u8a3b\u518a\u8868\uff0c\u7136\u5f8c\u4e0a\u50b3\u7b26\u5408\u60a8\u6240\u9078\u4f01\u696d\u985e\u578b\u9078\u9805\u7684\u6587\u4ef6\u3002\u7cfb\u7d71\u6703\u8a18\u9304\u60a8\u7684\u8a3b\u518a\u548c\u6587\u4ef6\u63d0\u4ea4\uff0c\u4e26\u544a\u8a34\u60a8\u8cc7\u8a0a\u662f\u5426\u5b8c\u6574\u6b63\u78ba\uff0c\u6216\u662f\u5426\u6709\u907a\u6f0f\u3002.<\/p>\n\n\n\n<p>\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u9078\u64c7 BCA\uff0c\u60a8\u53ef\u4ee5\u5728 <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bca.msb&amp;hl=id\" target=\"_blank\" rel=\"noopener\">PlayStore <\/a>\u6216 <a href=\"https:\/\/apps.apple.com\/id\/app\/merchant-bca\/id1591380053\" target=\"_blank\" rel=\"noopener\">AppStore <\/a>\u4e26\u5728\u90a3\u88e1\u8a3b\u518a\u3002\u5982\u679c\u60a8\u6c92\u6709 BCA EDC\uff0c\u8acb\u9078\u64c7 Statis QRIS\u3002.&nbsp;<\/p>\n\n\n\n<p>\u6216\u8005\uff0c\u5982\u679c\u60a8\u559c\u6b61\u4f7f\u7528 GoPay \u7b49\u96fb\u5b50\u9322\u5305\u670d\u52d9\u7684 QRIS\uff0c\u8acb\u4e0b\u8f09<a href=\"https:\/\/gopay.co.id\/merchant\" target=\"_blank\" rel=\"noopener\"> GoPay \u5546\u6236<\/a> \u4e26\u586b\u5beb\u60a8\u7684\u500b\u4eba\u548c\u4f01\u696d\u8a73\u7d30\u8cc7\u6599\u3002\u7121\u8ad6\u54ea\u7a2e\u65b9\u5f0f\uff0c\u60a8\u7684 PJP \u90fd\u6703\u6307\u5c0e\u60a8\u5b8c\u6210\u7533\u8acb\uff0c\u4e26\u89e3\u91cb\u5177\u9ad4\u8981\u6c42\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9a5f 3\uff1a\u63d0\u4ea4\u60a8\u7684\u4f01\u696d\u8a73\u7d30\u8cc7\u8a0a\u548c\u6587\u4ef6<\/strong><\/h3>\n\n\n\n<p>\u6bcf\u500b PJP \u8a2d\u5b9a\u7684\u8981\u6c42\u7565\u6709\u4e0d\u540c\u3002\u4f46\u5927\u591a\u6578\u90fd\u6703\u8981\u6c42\u60a8\u63d0\u4f9b\u57fa\u672c\u8cc7\u6599\uff0c\u4ee5\u4fbf\u4ed6\u5011\u78ba\u8a8d\u60a8\u662f\u771f\u6b63\u7684\u5546\u5bb6\u3002\u60a8\u5fc5\u9808\u78ba\u4fdd\u6e05\u695a\u5b8c\u6574\u5730\u63d0\u4ea4\u6240\u6709\u5fc5\u8981\u6587\u4ef6\uff0c\u4ee5\u514d\u5ef6\u8aa4\u7a0b\u5e8f\u3002.<\/p>\n\n\n\n<p><strong>\u901a\u5e38\u8981\u6c42\u7684\u6587\u4ef6\uff08\u60a8\u7684\u91ab\u7642\u670d\u52d9\u63d0\u4f9b\u8005\u53ef\u80fd\u6703\u8981\u6c42\u66f4\u591a\u6216\u66f4\u5c11\uff09\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6709\u6548\u7684\u8eab\u4efd\u8b49\uff08\u5c0d\u65bc\u5370\u5c3c\u4eba\u800c\u8a00\uff0c\u9019\u901a\u5e38\u662f KTP\uff09<\/li>\n\n\n\n<li>\u60a8\u7684\u516c\u53f8\u540d\u7a31\u548c\u516c\u53f8\u5730\u5740<\/li>\n\n\n\n<li>\u60a8\u5e38\u7528\u7684\u96fb\u8a71\u865f\u78bc\u548c\u96fb\u5b50\u90f5\u4ef6<\/li>\n\n\n\n<li>\u9280\u884c\u5e33\u865f\u6216\u9322\u5305\u5e33\u865f\uff08\u7528\u65bc\u7d50\u7b97\uff09<\/li>\n\n\n\n<li>\u60a8\u7684\u71df\u696d\u5730\u9ede\u6216\u92b7\u552e\u8a2d\u5099\u7684\u7167\u7247\uff08\u7279\u5225\u9069\u5408\u5c0f\u578b\u5546\u5bb6\uff09<\/li>\n\n\n\n<li>\u53ef\u9078\u64c7\u4f46\u6709\u6642\u9700\u8981\uff1aNPWP\u3001\u71df\u696d\u57f7\u7167\/\u8a31\u53ef\u8b49\u6216\u7c21\u55ae\u7684\u696d\u52d9\u8072\u660e\u4fe1<\/li>\n\n\n\n<li>\u516c\u53f8\u5be6\u9ad4\uff1a\u6210\u7acb\u5951\u64da\u3001, <a href=\"https:\/\/visa-indonesia.com\/zh\/%e7%b0%bd%e8%ad%89%e8%88%87%e6%b3%95%e8%a6%8f\/%e7%9e%ad%e8%a7%a3%e5%a4%96%e5%9c%8b%e4%ba%ba%e7%9a%84-npwp\/\">\u7d0d\u7a05\u4eba ID (NPWP)<\/a>, \u548c\u516c\u53f8\u9280\u884c\u5e33\u6236<\/li>\n<\/ul>\n\n\n\n<p>\u82e5\u8981\u8a3b\u518a QRIS\uff0c\u60a8\u7684\u4f01\u696d\u5fc5\u9808\u9996\u5148\u8a3b\u518a\u70ba\u5546\u6236\uff0c\u4e26\u53d6\u5f97\u5168\u570b\u5546\u6236 ID (NMID)\u3002NMID \u8a3b\u518a\u901a\u5e38\u9700\u8981\u5927\u7d04 3-4 \u500b\u5de5\u4f5c\u5929\u3002\u5728\u63d0\u4ea4\u4e26\u9a57\u8b49\u6240\u6709\u5fc5\u8981\u6587\u4ef6\u5f8c\uff0c\u555f\u52d5 QRIS \u901a\u5e38\u9700\u8981 1-2 \u500b\u5de5\u4f5c\u5929\u3002.<\/p>\n\n\n\n<p>\u5c08\u696d\u63d0\u793a\uff1a\u4f7f\u7528\u6e05\u6670\u7684\u7167\u7247\u548c\u4e00\u81f4\u7684\u62fc\u5beb\u3002\u5fae\u5c0f\u7684\u5dee\u7570\uff08\u5982\u5c11\u4e86\u4e00\u500b\u5b57\u6bcd\uff09\u6703\u6e1b\u6162\u9a57\u8b49\u901f\u5ea6\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9a5f 4\uff1a\u9a57\u8b49 \u2192 \u5546\u5bb6 ID \u2192 \u767c\u51fa QRIS<\/strong><\/h3>\n\n\n\n<p>\u60a8\u7684\u6587\u4ef6\u7d93\u6838\u5be6\u5f8c\uff0cPJP \u6703\u5efa\u7acb\u60a8\u7684 <strong>\u5546\u5bb6 ID<\/strong> \u4e26\u767c\u4f48\u60a8\u7684 <strong>QRIS \u4ee3\u78bc<\/strong>.<\/p>\n\n\n\n<p>\u60a8\u6703\u900f\u904e\u96fb\u5b50\u90f5\u4ef6\u548c WhatsApp \u6536\u5230\u6709\u95dc\u8a3b\u518a\u72c0\u614b\u7684\u901a\u77e5\uff0c\u5305\u62ec\u60a8\u7684\u7528\u6236\u540d\u548c\u5bc6\u78bc\u3002\u8a3b\u518a\u8655\u7406\u5b8c\u6210\u5f8c\uff0c\u60a8\u9700\u8981\u555f\u52d5 QRIS \u624d\u80fd\u958b\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.&nbsp;<\/p>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u5f9e\u63d0\u4f9b\u8005\u7684\u5100\u8868\u677f\u67e5\u770b\u548c\u4e0b\u8f09\u60a8\u7684\u975c\u614b QRIS \u5716\u7247\uff0c\u901a\u5e38\u662f\u6309\u4e00\u4e0b\u670d\u52d9\u9801\u9762\u4e0a\u7684\u300c\u67e5\u770b\u8a73\u7d30\u8cc7\u6599\u300d\u6309\u9215\u3002\u8a3b\u518a\u5b8c\u6210\u5f8c\uff0c\u60a8\u53ef\u4ee5\u900f\u904e QRIS \u9762\u677f\u76e3\u63a7\u60a8\u7684\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u9019\u662f\u60a8\u671f\u5f85\u5df2\u4e45\u7684\u6642\u523b\u3002\u60a8\u7684 QRIS \u4ee3\u78bc\u73fe\u5728\u8207\u60a8\u7684\u5546\u5bb6\u6a94\u6848\u7d81\u5b9a\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b65\u9a5f 5\uff1a\u986f\u793a\u60a8\u7684 QRIS \u4e26\u9032\u884c\u4ed8\u6b3e\u6e2c\u8a66<\/strong><\/h3>\n\n\n\n<p>\u5728\u6176\u795d\u4e4b\u524d\uff0c\u5148\u505a\u4e00\u500b\u5c0f\u5c0f\u7684\u6e2c\u8a66\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6e05\u695a\u5217\u5370\u60a8\u7684 QRIS\uff0c\u4e26\u5c07\u5176\u5c55\u793a\u5728\u92b7\u552e\u9ede\uff08\u4f8b\u5982\u60a8\u7684\u5546\u5e97\u6ac3\u53f0\u6216\u6536\u9280\u53f0\uff09\u7684\u986f\u773c\u8655\uff0c\u65b9\u4fbf\u9867\u5ba2\u6383\u7784\u548c\u4ed8\u6b3e\u3002.<\/li>\n\n\n\n<li>\u8acb\u670b\u53cb\u6383\u63cf\u3002.<\/li>\n\n\n\n<li>\u8a66\u8a66\u5c0f\u984d\u4ed8\u6b3e\uff081.000 \u5370\u5c3c\u76fe\u4e5f\u53ef\u4ee5\uff09<\/li>\n\n\n\n<li>\u6aa2\u67e5\u60a8\u7684\u5546\u5bb6\u540d\u7a31\u662f\u5426\u6b63\u78ba\u986f\u793a<\/li>\n\n\n\n<li>\u78ba\u8a8d\u8cc7\u91d1\u7528\u5728\u6b63\u78ba\u7684\u5730\u65b9<\/li>\n<\/ul>\n\n\n\n<p>\u5728\u92b7\u552e\u9ede\u5be6\u65bd QRIS \u92b7\u552e\u9078\u9805\u53ef\u7c21\u5316\u4ed8\u6b3e\u53d7\u7406\u7a0b\u5e8f\uff0c\u70ba\u4f01\u696d\u548c\u5ba2\u6236\u5e36\u4f86\u4fbf\u5229\u3002\u8acb\u8a18\u4f4f\uff0c\u6839\u64da\u5370\u5c3c\u9280\u884c\u7684\u898f\u5b9a\uff0c\u652f\u4ed8\u63d0\u4f9b\u5546\u5fc5\u9808\u63a1\u7528 QRIS\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u4efb\u4f55\u4e8b\u60c5\u770b\u8d77\u4f86\u5f88\u5947\u602a\u3001\u540d\u5b57\u4e0d\u5c0d\u3001\u5730\u5740\u4e0d\u5c0d\u3001\u6216\u672a\u6536\u5230\u4ed8\u6b3e\uff0c\u8acb\u7acb\u5373\u806f\u7d61\u60a8\u7684 PJP\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5546\u5bb6\u6298\u6263\u7387 (MDR)<\/strong><\/h2>\n\n\n\n<p>MDR \u662f\u5411 <strong>\u5546\u4eba<\/strong> \u7528\u65bc QRIS \u4ea4\u6613\u3002\u9019\u4e0d\u662f\u300c\u5ba2\u6236\u8cbb\u300d\u3002\u9019\u662f\u5546\u5bb6\u670d\u52d9\u8cbb\u3002.<\/p>\n\n\n\n<p>QRIS \u6709\u52a9\u65bc\u7c21\u5316\u4ed8\u6b3e\u63a5\u53d7\u548c\u65e5\u5e38\u5c0d\u5e33\uff0c\u4f7f\u5546\u5bb6\u53d7\u76ca\u65bc\u66f4\u5feb\u3001\u66f4\u6709\u689d\u7406\u7684\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u60a8\u61c9\u8a72\u8a18\u4f4f\u7684\u95dc\u9375\u898f\u5247\uff1a<\/p>\n\n\n\n<p><strong>MDR \u7531\u5546\u5bb6\u652f\u4ed8\uff0c\u4e0d\u61c9\u5411\u5ba2\u6236\u6536\u53d6\u984d\u5916\u8cbb\u7528\u3002.<\/strong><\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u770b\u5230\u5e97\u5bb6\u5728\u5e33\u55ae\u4e0a\u9762\u52a0\u4e0a\u300cAdmin QRIS Rp1.000\u300d\uff0c\u90a3\u5c31\u4e0d\u662f\u6b63\u78ba\u7684\u505a\u6cd5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u60a8\u61c9\u8a72\u77e5\u9053\u7684\u73fe\u884c MDR \u8cbb\u7387<\/strong><\/h3>\n\n\n\n<p>\u9019\u4e9b\u662f\u5927\u591a\u6578\u5546\u5bb6\u6700\u95dc\u5fc3\u7684\u982d\u689d\u6578\u5b57\uff1a<\/p>\n\n\n\n<p><strong>\u5e38\u898f\u5546\u6236<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5fae\u5546 (Usaha Mikro \/ UMI)\uff1a<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u4ea4\u6613 <strong>\u2264 Rp500.000\uff1a<\/strong> <strong>0%<\/strong><\/li>\n\n\n\n<li>\u4ea4\u6613 <strong>&gt; Rp500.000\uff1a<\/strong> <strong>0.3%<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>\u5c0f\u578b\u3001\u4e2d\u578b\u548c\u5927\u578b\u5546\u5bb6 (UKE\/UME\/UBE)\uff1a<\/strong> <strong>0.7%<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\u7279\u6b8a\u985e\u5225<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u6559\u80b2\uff1a<\/strong> <strong>0.6%<\/strong><\/li>\n\n\n\n<li><strong>\u52a0\u6cb9\u7ad9 (SPBU)\uff1a<\/strong> <strong>0.4%<\/strong><\/li>\n\n\n\n<li>\u4e00\u4e9b\u516c\u5171\u670d\u52d9\u548c\u793e\u6703\u6350\u8d08\u985e\u5225\uff1a <strong>0%<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u60a8\u662f\u5fae\u578b\u5546\u5bb6\uff0c\u800c\u4e14\u60a8\u7684\u5927\u90e8\u5206\u4ea4\u6613\u90fd\u5728 500.000 \u5370\u5c3c\u76fe\u4ee5\u4e0b\uff0c\u9019\u5c07\u6703\u662f\u4e00\u5927\u52dd\u5229\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u201c\u300c\u4f46\u6211\u9084\u662f\u9700\u8981\u652f\u4ed8\u8cbb\u7528\uff0c\u8a72\u600e\u9ebc\u8fa6\uff1f\u300d\u201d<\/strong><\/h3>\n\n\n\n<p>\u5b8c\u5168\u516c\u5e73\u7684\u554f\u984c\u3002\u4f01\u696d\u9700\u8981\u751f\u5b58\u3002.<\/p>\n\n\n\n<p>\u4e7e\u6de8\u7684\u65b9\u6cd5\u662f\u4e0d\u5728\u7d50\u5e33\u6642\u7a81\u7136\u589e\u52a0 QRIS\u300c\u7ba1\u7406\u8cbb\u300d\u3002\u76f8\u53cd\uff0c\u60a8\u53ef\u4ee5<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7a0d\u5fae\u8abf\u6574\u50f9\u683c (\u4ee5\u900f\u660e\u7684\u65b9\u5f0f)<\/li>\n\n\n\n<li>\u63d0\u4f9b\u76f8\u540c\u7684\u50f9\u683c\uff0c\u4f46\u5728\u7121\u73fe\u91d1\u65e5\u63a8\u51fa\u4fc3\u92b7\u6d3b\u52d5<\/li>\n\n\n\n<li>\u4f7f\u7528 QRIS \u6e1b\u5c11\u5176\u4ed6\u6210\u672c\uff08\u6e1b\u5c11\u73fe\u91d1\u8655\u7406\u3001\u6e1b\u5c11\u627e\u96f6\u554f\u984c\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u5982\u679c\u5ba2\u6236\u554f\u53ca\u8cbb\u7528\uff0c\u8acb\u7c21\u55ae\u8aaa\u660e\uff1a\u300cQRIS \u8cbb\u7528\u5728\u5546\u5bb6\u4e00\u65b9\uff0c\u800c\u975e\u5ba2\u6236\u4e00\u65b9\u300d\u3002\u201c<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5e38\u898b\u554f\u984c (\u4ee5\u53ca\u5982\u4f55\u5feb\u901f\u89e3\u6c7a)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u554f\u984c 1\uff1a\u6211\u7684\u5546\u5bb6\u540d\u7a31\u986f\u793a\u932f\u8aa4<\/strong><\/h3>\n\n\n\n<p>\u9019\u901a\u5e38\u662f\u8cc7\u6599\u554f\u984c\u3002\u8acb\u60a8\u7684 PJP \u66f4\u65b0\u60a8\u7684\u5546\u5bb6\u6a94\u6848\u3002\u4f7f\u7528\u60a8\u5e0c\u671b\u5ba2\u6236\u770b\u5230\u7684\u6e96\u78ba\u540d\u7a31\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u554f\u984c 2\uff1a\u6211\u5f04\u932f\u4e86\u5206\u985e\uff08\u5fae\u578b\u8207\u975e\u5fae\u578b\uff09<\/strong><\/h3>\n\n\n\n<p>\u56e0\u70ba MDR \u53ef\u80fd\u53d6\u6c7a\u65bc\u5546\u5bb6\u985e\u5225\uff0c\u6240\u4ee5\u5206\u985e\u5f88\u91cd\u8981\u3002\u5982\u679c\u60a8\u8a8d\u70ba\u60a8\u7684\u5206\u985e\u6709\u8aa4\uff0c\u8acb\u8981\u6c42\u60a8\u7684 PJP \u6aa2\u67e5\u3002.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u554f\u984c 3\uff1aQR \u4ee3\u78bc\u7121\u6cd5\u6383\u63cf<\/strong><\/h3>\n\n\n\n<p>\u5927\u591a\u6578\u7684\u6383\u63cf\u554f\u984c\u90fd\u4f86\u81ea\u65bc\u5370\u5237\u548c\u653e\u7f6e\u3002.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4ee5\u9ad8\u54c1\u8cea\u5217\u5370 QR<\/li>\n\n\n\n<li>\u4fdd\u6301\u5e73\u6574\uff0c\u4e0d\u8981\u8d77\u76ba<\/li>\n\n\n\n<li>\u4e0d\u8981\u628a\u5b83\u653e\u5728\u6703\u53cd\u5c04\u5149\u7dda\u7684\u9583\u4eae\u5851\u6599\u5f8c\u9762<\/li>\n\n\n\n<li>\u653e\u5728\u6536\u9280\u53f0\u9644\u8fd1\uff0c\u4e26\u6709\u5145\u8db3\u7684\u7167\u660e<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u554f\u984c 4\uff1a\u6709\u4eba\u8981\u300c\u53d6\u4ee3\u300d\u6211\u7684 QRIS<\/strong><\/h3>\n\n\n\n<p>\u8acb\u5c0f\u5fc3\u3002\u60a8\u7684 QRIS \u8207\u60a8\u7684 Merchant ID \u7d81\u5b9a\u3002\u5982\u679c\u6709\u4eba\u5077\u63db\u4e86\u60a8\u7684\u4ee3\u78bc\uff0c\u4ed8\u6b3e\u53ef\u80fd\u6703\u6d41\u5411\u932f\u8aa4\u7684\u5730\u65b9\u3002.<\/p>\n\n\n\n<p>\u7d93\u9a57\u6cd5\u5247\uff1a\u53ea\u900f\u904e\u60a8\u7684\u5b98\u65b9\u4f9b\u61c9\u5546\u6e20\u9053\u63a5\u53d7 QR \u66f4\u65b0\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u60a8\u7b2c\u4e00\u5929\u7684 QRIS \u6aa2\u67e5\u6e05\u55ae<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg\" alt=\"\" class=\"wp-image-43213\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u4e00\u65e6\u60a8\u7684 QRIS \u555f\u52d5\uff0c\u8acb\u505a\u4ee5\u4e0b\u4e94\u4ef6\u4e8b\u3002.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u9032\u884c\u5c0f\u984d\u4ed8\u6b3e\u6e2c\u8a66<\/li>\n\n\n\n<li>\u78ba\u8a8d\u60a8\u7684\u5546\u5bb6\u540d\u7a31\u6b63\u78ba\u7121\u8aa4<\/li>\n\n\n\n<li>\u78ba\u8a8d\u7d50\u5e33\u53bb\u5411\uff08\u9280\u884c\/\u9322\u5305\uff09<\/li>\n\n\n\n<li>\u8a13\u7df4\u54e1\u5de5\u4f7f\u7528\u7c21\u55ae\u7684\u8173\u672c\uff1a<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201c\u300c\u6383\u7784 QR\uff0c\u8f38\u5165\u91d1\u984d\uff0c\u7136\u5f8c\u986f\u793a\u6210\u529f\u756b\u9762\u300d\u3002\u201d<\/li>\n<\/ul>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>\u6c7a\u5b9a\u60a8\u7684\u9000\u6b3e\u898f\u5247<\/li>\n<\/ol>\n\n\n\n<p>\u932f\u8aa4\u6642\u6709\u767c\u751f\u3002\u77e5\u9053\u8207\u8ab0\u806f\u7d61\u4ee5\u53ca\u5982\u4f55\u8655\u7406\u9000\u6b3e\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5feb\u901f\u5e38\u898b\u554f\u984c\u89e3\u7b54<\/strong><\/h2>\n\n\n\n<p><strong>\u6211\u9700\u8981\u7533\u8acb QRIS \u7684\u71df\u696d\u57f7\u7167\u55ce\uff1f<\/strong><strong><br><\/strong>\u9019\u53d6\u6c7a\u65bc\u63d0\u4f9b\u5546\u548c\u60a8\u7684\u5546\u5bb6\u985e\u578b\u3002\u8a31\u591a\u4f9b\u61c9\u5546\u53ea\u8981\u63d0\u4f9b\u57fa\u672c\u7684\u5546\u696d\u6d3b\u52d5\u8b49\u660e\uff0c\u5c31\u80fd\u8b93\u5fae\u578b\u5546\u5bb6\u52a0\u5165\u3002\u60a8\u7684 PJP \u6703\u544a\u8a34\u60a8\u4ed6\u5011\u7684\u8981\u6c42\u3002.<\/p>\n\n\n\n<p><strong>\u9700\u8981\u591a\u9577\u6642\u9593\uff1f<\/strong><strong><br><\/strong>\u9019\u53d6\u6c7a\u65bc\u9a57\u8b49\u7684\u901f\u5ea6\u3002\u5982\u679c\u60a8\u7684\u6587\u4ef6\u6e05\u6670\u5b8c\u6574\uff0c\u4e0a\u7dda\u901f\u5ea6\u6703\u5f88\u5feb\u3002.<\/p>\n\n\n\n<p><strong>\u6211\u53ef\u4ee5\u5c0d\u591a\u500b\u5206\u652f\u6a5f\u69cb\u4f7f\u7528\u4e00\u500b QRIS \u55ce\uff1f<\/strong><strong><br><\/strong>\u6709\u4e9b\u4f01\u696d\u6703\u70ba\u6bcf\u500b\u5206\u5e97\u8a2d\u7acb\u7368\u7acb\u7684 QRIS\uff0c\u4ee5\u4fbf\u6bcf\u500b\u5730\u9ede\u90fd\u6709\u81ea\u5df1\u7684\u8ffd\u8e64\u548c\u7d50\u7b97\u3002\u8acb\u5411\u60a8\u7684\u4f9b\u61c9\u5546\u8a62\u554f\u6700\u9069\u5408\u60a8\u7d50\u69cb\u7684\u65b9\u6848\u3002.<\/p>\n\n\n\n<p><strong>\u5982\u679c\u6211\u611f\u5230\u56f0\u60d1\u6216\u5361\u4f4f\u4e86\u600e\u9ebc\u8fa6\uff1f<\/strong><strong><br><\/strong>\u5f9e\u60a8\u7684 PJP \u652f\u63f4\u958b\u59cb\u3002\u5982\u679c\u60a8\u4ecd\u9700\u8981\u5354\u52a9\uff0c\u5370\u5c3c\u9280\u884c\u6709\u5b98\u65b9\u806f\u7d61\u4e2d\u5fc3 (131) \u63d0\u4f9b\u516c\u5171\u8cc7\u8a0a\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u4ed8\u6b3e\u7684\u6bcf\u7b46\u4ea4\u6613\u9650\u984d\u662f\u591a\u5c11\uff1f<\/strong><strong><br><\/strong>QRIS \u4ed8\u6b3e\u7684\u6bcf\u7b46\u4ea4\u6613\u4e0a\u9650\u70ba 1,000 \u842c\u5370\u5c3c\u76fe\u3002.<\/p>\n\n\n\n<p><strong>API \u548c webhooks \u5982\u4f55\u5354\u52a9\u7dda\u4e0a\u5546\u5e97\u4f7f\u7528 QRIS\uff1f<\/strong><strong><br><\/strong>\u5c0d\u65bc\u7dda\u4e0a\u5546\u5e97\u800c\u8a00\uff0c\u4f7f\u7528\u6587\u4ef6\u5b8c\u5099\u7684 API \u548c\u8a2d\u5b9a webhooks \u5c0d\u65bc\u78ba\u4fdd\u5373\u6642\u4ed8\u6b3e\u66f4\u65b0\u548c\u8207\u96fb\u5b50\u5546\u52d9\u5e73\u53f0\u7684\u7121\u7e2b\u6574\u5408\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u8a2d\u5b9a\u7684\u6700\u4f73\u505a\u6cd5\u662f\u4ec0\u9ebc\uff1f<\/strong><strong><br><\/strong>\u6700\u4f73\u505a\u6cd5\u5305\u62ec\u9078\u64c7\u6b63\u78ba\u7684\u6574\u5408\u985e\u578b (\u975c\u614b\u3001\u52d5\u614b\u6216\u57fa\u65bc API)\u3001\u6ce8\u91cd\u5b89\u5168\u63aa\u65bd\uff0c\u4ee5\u53ca\u78ba\u4fdd\u60a8\u7684\u7cfb\u7d71\u5b9a\u671f\u66f4\u65b0\u3002.<\/p>\n\n\n\n<p><strong>QRIS \u672a\u4f86\u7684\u8986\u84cb\u7bc4\u570d\u662f\u4ec0\u9ebc\uff1f<\/strong><strong><br><\/strong>\u5230 2026 \u5e74\uff0cQRIS \u7cfb\u7d71\u8a2d\u5b9a\u5c07\u5141\u8a31\u8d85\u904e 6000 \u842c\u4f7f\u7528\u8005\u5b58\u53d6\uff0c\u4e26\u9810\u8a08\u53ef\u652f\u63f4 170 \u5104\u7b46\u4ea4\u6613\u3002.<\/p>\n\n\n\n<p><strong>\u555f\u52d5 QRIS \u662f\u5426\u6709\u8981\u6c42\uff1f<\/strong><strong><br><\/strong>\u53ea\u6709\u7576\u60a8\u7684\u4f01\u696d\u5728\u5370\u5c3c\u71df\u904b\u6642\uff0c\u624d\u80fd\u555f\u52d5 QRIS\uff0c\u4e14\u60a8\u7684\u5e33\u6236\u985e\u578b\u5fc5\u9808\u70ba\u300c\u516c\u53f8\u300d\u3002.<\/p>\n\n\n\n<p><strong>\u96fb\u5b50\u9322\u5305\u3001\u4ed8\u6b3e\u9023\u7d50\u548c API \u5982\u4f55\u8207 QRIS \u642d\u914d\u4f7f\u7528\uff1f<\/strong><strong><br><\/strong>Gopay\u3001OVO \u548c DANA \u7b49\u96fb\u5b50\u9322\u5305\u662f\u9032\u884c\u548c\u63a5\u6536 QRIS \u4ed8\u6b3e\u7684\u5fc5\u5099\u5de5\u5177\uff0c\u53ef\u5be6\u73fe\u7121\u73fe\u91d1\u4ea4\u6613\u3002\u60a8\u53ef\u4ee5\u70ba\u5ba2\u6236\u7522\u751f\u4ed8\u6b3e\u9023\u7d50\uff0c\u8b93\u4ed6\u5011\u9ede\u9078\u9023\u7d50\u4e26\u6383\u63cf QR \u4ee3\u78bc\uff0c\u5373\u53ef\u900f\u904e QRIS \u4ed8\u6b3e\u3002API \u7528\u65bc\u6574\u5408\uff0c\u8b93\u958b\u767c\u4eba\u54e1\u81ea\u52d5\u9032\u884c QRIS \u4ee3\u78bc\u7522\u751f\u548c\u4ed8\u6b3e\u8655\u7406\u3002.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6700\u5f8c\u7684\u60f3\u6cd5<\/strong><\/h2>\n\n\n\n<p>\u53d6\u5f97 QRIS \u4e26\u4e0d\u662f\u8981\u300c\u82b1\u4fcf\u300d\u3002\u800c\u662f\u8981\u70ba\u7576\u4eca\u4eba\u5011\u7684\u4ed8\u6b3e\u65b9\u5f0f\u505a\u597d\u6e96\u5099\u3002.<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u4ee5\u6b63\u5f0f\u7684\u65b9\u5f0f\u9032\u884c\uff0c\u6311\u9078\u6709\u57f7\u7167\u7684\u63d0\u4f9b\u8005\u3001\u63d0\u4ea4\u4e7e\u6de8\u7684\u6587\u4ef6\u3001\u9a57\u8b49\u60a8\u7684\u5546\u5bb6 ID\uff0c\u7136\u5f8c\u6e2c\u8a66\u60a8\u7684\u8a2d\u5b9a\uff0c\u60a8\u5c31\u6703\u64c1\u6709\u4e00\u500b\u904b\u4f5c\u9806\u66a2\u3001\u770b\u8d77\u4f86\u503c\u5f97\u4fe1\u8cf4\u7684 QRIS\u3002.<\/p>\n\n\n\n<p>\u4e0b\u6b21\u6709\u4eba\u554f\u300cBisa QRIS\uff1f\u300d\u6642\uff0c\u60a8\u53ef\u4ee5\u5fae\u7b11\u8457\u8aaa\u300cBisa\u300d\u3002\u201c<\/p>","protected":false},"excerpt":{"rendered":"<p>\u958b\u59cb\u4f7f\u7528\u5370\u5c3c\u6700\u53d7\u6b61\u8fce\u7684\u4ed8\u6b3e\u65b9\u5f0f QRIS\u3002\u672c\u6307\u5357\u5c07\u5206\u5225\u8aaa\u660e\u8a3b\u518a QRIS\u3001\u9078\u64c7\u975c\u614b\u8207\u52d5\u614b\u3001\u77ad\u89e3 MDR \u8cbb\u7528\u7684\u5b98\u65b9\u6b65\u9a5f\uff0c\u4ee5\u53ca\u7c21\u55ae\u7684 BCA \u548c GoPay \u5546\u6236\u8a2d\u5b9a\u63d0\u793a\uff0c\u8b93\u60a8\u53ef\u4ee5\u653e\u5fc3\u958b\u59cb\u63a5\u53d7\u4ed8\u6b3e\u3002.<\/p>","protected":false},"author":6831,"featured_media":43214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/\r\n","ig_first_comment_hashtags":"#QRIS #QRISMerchant #UMKMIndonesia #BisnisIndonesia #CashlessIndonesia #DigitalPayment #MerchantTips #IndonesiaBusiness","ig_carousel":[{"fileassets":""},{"fileassets":""},{"fileassets":""},{"fileassets":""}],"tt_caption":"Stop losing sales because you don\u2019t have QRIS \ud83d\ude24\r\nSwipe\/scroll the steps: choose provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 verify \u2192 download your QRIS file.","tt_hashtag":"#QRIS #QRISMerchant #UMKM #BisnisIndonesia #CashlessIndonesia #DigitalPayment","tt_video_asset":"","tt_music_preference":"","tt_reuse_allow":true,"tt_ai_generated_allow":false,"x_post_type":"Single","x_single_caption":"Want to accept cashless payments with ONE QR code? Here\u2019s the quick QRIS merchant flow: pick an official provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 wait for verification \u2192 download your QRIS file.","x_media":"","x_poll":{"x_poll_question":"","x_poll_options":null},"linkedin_post_type":"image","linkedin_post_link":"https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","linkedin_text_area":"Cashless readiness is becoming a baseline expectation for many customers in Indonesia. If you\u2019re onboarding QRIS for your business, here\u2019s a quick, practical flow (see carousel):\r\n\u2022 Choose an official QRIS provider (bank\/fintech)\r\n\u2022 Apply via app\/website\r\n\u2022 Complete personal + business details\r\n\u2022 Upload required documents\r\n\u2022 Verification \u2192 download QRIS (PNG\/PDF)\r\n\r\nWe also listed a simple prep checklist (ID, business info, active bank account, storefront photo).","linkedin_image_gallery":[43218,43217,43216,43215],"fb_post_type":"link","fb_caption":"If customers keep asking for QRIS payment, this is your sign \ud83d\ude04\r\nSwipe this carousel for the simple QRIS merchant steps, from choosing an official provider to uploading documents and getting verified.\r\n\r\nRead the full guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","fb_gallery":[43218,43216,43217,43215],"pin_title":"","pin_description":"","pin_link":"","pin_board":"","pin_image":"","threads_post_type":"single","threads_caption":"QRIS for merchants, made simple \ud83d\udc47 Swipe the steps + checklist so you don\u2019t get stuck at verification.","threads_media":[43218,43217,43216,43215]},"_links":{"self":[{"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/posts\/43209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/users\/6831"}],"replies":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/comments?post=43209"}],"version-history":[{"count":1,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/posts\/43209\/revisions"}],"predecessor-version":[{"id":43219,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/posts\/43209\/revisions\/43219"}],"acf:attachment":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media\/43215"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media\/43216"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media\/43217"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media\/43218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media\/43214"}],"wp:attachment":[{"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/media?parent=43209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/categories?post=43209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visa-indonesia.com\/zh\/wp-json\/wp\/v2\/tags?post=43209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}