{"id":43209,"date":"2026-02-18T21:10:25","date_gmt":"2026-02-18T13:10:25","guid":{"rendered":"https:\/\/visa-indonesia.com\/?p=43209"},"modified":"2026-02-18T21:10:30","modified_gmt":"2026-02-18T13:10:30","slug":"endonezya-tuccarlari-i%cc%87ci%cc%87n-qris","status":"publish","type":"post","link":"https:\/\/visa-indonesia.com\/tr\/bali-tips\/qris-for-merchants-indonesia\/","title":{"rendered":"Endonezya'da T\u00fcccarlar i\u00e7in QRIS Nas\u0131l Olu\u015fturulur (2026 K\u0131lavuzu)"},"content":{"rendered":"<p>\u00c7ok say\u0131da m\u00fc\u015fteri, \u00f6deme yapman\u0131n bu kadar kolay olmas\u0131n\u0131 seviyor <a href=\"https:\/\/visa-indonesia.com\/tr\/bali%cc%87-i%cc%87puclari\/endonezya-qris-di%cc%87ji%cc%87tal-odemeler\/\">Endonezya'n\u0131n QRIS'i<\/a>. Ancak baz\u0131 t\u00fcccarlar ayn\u0131 sorulara tak\u0131l\u0131p kal\u0131yor:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>QR kodunu kendim mi \u201cyapmam\u201d gerekiyor?<\/li>\n\n\n\n<li>Hangi sa\u011flay\u0131c\u0131y\u0131 se\u00e7meliyim?<\/li>\n\n\n\n<li>Hangi belgeleri istiyorlar?<\/li>\n\n\n\n<li>Hangi \u00fccretlere izin verilir ve hangi \u00fccretler <em>de\u011fil<\/em> \u0130zin var m\u0131?<\/li>\n<\/ul>\n\n\n\n<p>Bu makale, Endonezya'daki i\u015fletmeler i\u00e7in QRIS'in nas\u0131l olu\u015fturulaca\u011f\u0131na dair bir giri\u015f niteli\u011findedir ve ba\u015flamak i\u00e7in temel bilgileri ve pratik ad\u0131mlar\u0131 a\u00e7\u0131klamaktad\u0131r. QRIS, warunglar gibi k\u00fc\u00e7\u00fck sat\u0131c\u0131lar\u0131n bile EFTPOS makineleri gibi pahal\u0131 ekipmanlara ihtiya\u00e7 duymadan nakitsiz \u00f6deme se\u00e7enekleri sunmas\u0131na olanak tan\u0131r.<\/p>\n\n\n\n<p>\u0130\u015fi basitle\u015ftirelim. Bu k\u0131lavuz, QR kodunuzun bir\u00e7ok uygulamada \u00e7al\u0131\u015fmas\u0131, sat\u0131c\u0131 ad\u0131n\u0131z\u0131n do\u011fru g\u00f6sterilmesi ve m\u00fc\u015fterilerinizin size \u00f6deme yaparken kendilerini g\u00fcvende hissetmeleri i\u00e7in sizi s\u0131f\u0131rdan \u201cQRIS'e haz\u0131r\u201d hale temiz ve resmi bir \u015fekilde getirir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Basit kelimelerle QRIS<\/strong><\/h2>\n\n\n\n<p>Ba\u015flamadan \u00f6nce QRIS'i, amac\u0131n\u0131 ve hem t\u00fcccarlara hem de m\u00fc\u015fterilere nas\u0131l fayda sa\u011flad\u0131\u011f\u0131n\u0131 anlamak \u00f6nemlidir.&nbsp;<\/p>\n\n\n\n<p>QRIS (Quick Response Code Indonesian Standard) Endonezya'n\u0131n ulusal QR \u00f6deme standard\u0131d\u0131r ve \u00fclke genelinde sorunsuz nakitsiz \u00f6deme yap\u0131lmas\u0131n\u0131 sa\u011flamak \u00fczere tasarlanm\u0131\u015ft\u0131r. Ana fikir \u00e7ok basit: <strong>tek bir QR kodu bir\u00e7ok farkl\u0131 uygulama ve bankadan \u00f6deme kabul edebilir<\/strong>.<\/p>\n\n\n\n<p>DANA, OVO ve GoPay gibi pop\u00fcler dijital c\u00fczdanlar QRIS \u00f6demelerini destekleyerek m\u00fc\u015fterilerin elektronik para kullanarak al\u0131\u015fveri\u015f yapmas\u0131n\u0131 kolayla\u015ft\u0131rmaktad\u0131r. Bu uygulamalar (e-c\u00fczdanlar ve mobil bankac\u0131l\u0131k uygulamalar\u0131) QRIS i\u015flemlerini kolayla\u015ft\u0131rmada \u00f6nemli bir rol oynamakta ve hem \u00e7evrimi\u00e7i hem de fiziksel ma\u011fazalar i\u00e7in h\u0131zl\u0131, g\u00fcvenli ve uygun \u00f6demeler sa\u011flamaktad\u0131r.<\/p>\n\n\n\n<p>Bu, kasiyerinizde be\u015f farkl\u0131 QR etiketine ihtiyac\u0131n\u0131z olmad\u0131\u011f\u0131 anlam\u0131na gelir. Tek bir QRIS kodu kullanabilir ve farkl\u0131 uygulamalar kullan\u0131yor olsalar bile \u00e7ok say\u0131da m\u00fc\u015fteriden \u00f6deme kabul edebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Kay\u0131t olmadan \u00f6nce: i\u015fletmenize uygun kurulumu se\u00e7in<\/strong><\/h2>\n\n\n\n<p>QRIS \u00f6demelerini uygulamak i\u00e7in statik veya dinamik QR kodlar\u0131 kullanmak ve API entegrasyonlar\u0131 veya \u00f6deme ba\u011flant\u0131lar\u0131 gibi \u00e7e\u015fitli entegrasyon se\u00e7enekleri gibi farkl\u0131 se\u00e7enekler ve y\u00f6ntemler vard\u0131r.<\/p>\n\n\n\n<p>\u0130\u015fletmeniz k\u00fc\u00e7\u00fck olsa bile QRIS'e ba\u015flayabilirsiniz. Ancak \u00f6nce bu temel noktalara karar verirseniz zaman kazan\u0131rs\u0131n\u0131z.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>1) Statik QR vs dinamik QR<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43210\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/static-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u00c7o\u011fu sa\u011flay\u0131c\u0131 iki yayg\u0131n format sunar:<\/p>\n\n\n\n<p><strong>Statik QRIS: <\/strong>Statik QRIS kodu, sat\u0131c\u0131n\u0131n genel \u00f6deme bilgilerini temsil eden sabit, de\u011fi\u015fmeyen bir QR kodudur. Her i\u015flem i\u00e7in de\u011fi\u015fmez ve her seferinde yeni bir QR kodu olu\u015fturmadan nakitsiz \u00f6deme kabul etmek isteyen t\u00fcccarlar i\u00e7in idealdir. Etkinle\u015ftirmeden sonra, sat\u0131c\u0131lar fiziksel ma\u011fazalar\u0131nda sergilemek \u00fczere statik QRIS g\u00f6r\u00fcnt\u00fclerini g\u00f6r\u00fcnt\u00fcleyebilir ve yazd\u0131rabilirler.&nbsp;<\/p>\n\n\n\n<p>M\u00fc\u015fteriler statik QRIS'i tarar ve i\u015flem tutar\u0131n\u0131 kendileri manuel olarak girmelidir, bu da onu sava\u015f \u00e7ad\u0131rlar\u0131, tezgahlar, k\u00fc\u00e7\u00fck ma\u011fazalar ve ev i\u015fletmeleri i\u00e7in uygun hale getirir. Bas\u0131lmas\u0131 ve sergilenmesi kolayd\u0131r, ancak t\u00fcccarlar m\u00fc\u015fterilere do\u011fru tutar\u0131 girmelerini hat\u0131rlatmal\u0131d\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg\" alt=\"\" class=\"wp-image-43211\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/dynamic-qris-code-for-merchant.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Dinamik QRIS: <\/strong>Dinamik bir QRIS kodu her i\u015flem i\u00e7in benzersiz bir \u015fekilde olu\u015fturulur ve tutar ve sipari\u015f bilgileri gibi i\u015fleme \u00f6zg\u00fc ayr\u0131nt\u0131lar\u0131 i\u00e7erebilir. Bu, her i\u015flem i\u00e7in de\u011fi\u015fen de\u011fi\u015fken bilgileri dahil ederek farkl\u0131 \u00f6deme senaryolar\u0131 i\u00e7in daha fazla esneklik sa\u011flar. D<\/p>\n\n\n\n<p>Dinamik QRIS kodlar\u0131, i\u015flem ayr\u0131nt\u0131lar\u0131n\u0131n dinamik olarak belirtilmesi gereken \u00e7evrimi\u00e7i al\u0131\u015fveri\u015f sepetleri veya fatura \u00f6demeleri gibi durumlarda yayg\u0131n olarak kullan\u0131l\u0131r. \u00c7ok say\u0131da g\u00fcnl\u00fck i\u015flem yapan ma\u011fazalar veya POS sistemi olan kafeler i\u00e7in harikad\u0131r, \u00e7\u00fcnk\u00fc tutar zaten kodun i\u00e7inde oldu\u011fundan \u00f6deme i\u015flemini daha h\u0131zl\u0131 hale getirir. Dinamik QRIS genellikle bir uygulama veya POS entegrasyonu gerektirir.<\/p>\n\n\n\n<p>E\u011fer yeni ba\u015fl\u0131yorsan\u0131z, statik QRIS genellikle en kolay yoldur.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>2) Paran\u0131n nereye gitmesini istiyorsunuz?<\/strong><\/h3>\n\n\n\n<p>\u00d6deme hesab\u0131n\u0131z\u0131 d\u00fc\u015f\u00fcn\u00fcn. Basit bir ifadeyle: M\u00fc\u015fteriler size \u00f6deme yapt\u0131\u011f\u0131nda, para nereye gitmeli?<\/p>\n\n\n\n<p>Baz\u0131 sa\u011flay\u0131c\u0131lar banka hesab\u0131na \u00f6deme yapar. Baz\u0131lar\u0131 c\u00fczdan bakiyesi \u00fczerinden \u00f6deme yapar. Baz\u0131lar\u0131 her ikisini de yapabilir. Bunu i\u015fe al\u0131m s\u0131ras\u0131nda se\u00e7eceksiniz.<\/p>\n\n\n\n<p>Sorunsuz ve birlikte \u00e7al\u0131\u015fabilir i\u015flemler sa\u011flamak i\u00e7in QRIS'i destekleyen \u00f6deme se\u00e7eneklerini ve \u00f6deme sistemlerini se\u00e7mek \u00f6nemlidir. Mobil bankac\u0131l\u0131k, \u00f6deme altyap\u0131s\u0131n\u0131n \u00f6nemli bir bile\u015fenidir ve ak\u0131ll\u0131 telefonunuz arac\u0131l\u0131\u011f\u0131yla QRIS \u00f6demelerini y\u00f6netmenize, \u00f6deme alman\u0131za ve nakitsiz i\u015flemleri kolayca ve g\u00fcvenli bir \u015fekilde ger\u00e7ekle\u015ftirmenize olanak tan\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3) Sat\u0131c\u0131 kategorinizi bilin (\u00e7\u00fcnk\u00fc \u00fccretleri etkiler)<\/strong><\/h3>\n\n\n\n<p>QRIS, MDR (Sat\u0131c\u0131 \u0130ndirim Oran\u0131) ad\u0131 verilen bir \u00fccret sistemi kullan\u0131r. Oran, sat\u0131c\u0131 kategorinize ve i\u015flem boyutunuza g\u00f6re de\u011fi\u015febilir. Panik yapmay\u0131n, bir dakika i\u00e7inde net bir \u015fekilde a\u00e7\u0131klayaca\u011f\u0131z.<\/p>\n\n\n\n<p>Birden fazla marka veya ticari kurulu\u015f i\u015fletiyorsan\u0131z, her marka veya t\u00fcccar QRIS alt\u0131nda kendi alt hesab\u0131na sahip olabilir ve bu da \u00f6deme verilerini ve i\u015flemlerini farkl\u0131 markalar aras\u0131nda ayr\u0131 ayr\u0131 y\u00f6netmenize olanak tan\u0131r.<\/p>\n\n\n\n<p>\u015eimdilik, sadece hat\u0131rla: <strong>kategoriniz \u00f6nemli<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Ad\u0131m ad\u0131m: QRIS'i i\u015fletmeniz i\u00e7in nas\u0131l kaydedersiniz (resmi yol)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg\" alt=\"\" class=\"wp-image-43212\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/how-to-create-qris-for-merchants-online.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>T\u00fcccarlar i\u00e7in bir QRIS olu\u015fturma kay\u0131t s\u00fcreci, bir kay\u0131t formu doldurmay\u0131 ve bir QRIS \u00f6demesi yapmay\u0131 i\u00e7erir. Kay\u0131t ad\u0131mlar\u0131n\u0131 tamamlad\u0131ktan sonra, \u00f6demeleri kabul etmeye ba\u015flamak i\u00e7in QRIS'inizi etkinle\u015ftirmeniz gerekecektir.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ad\u0131m 1: Lisansl\u0131 bir QRIS sa\u011flay\u0131c\u0131s\u0131 (PJP) se\u00e7in<\/strong><\/h3>\n\n\n\n<p>QRIS hizmetleri sa\u011flama lisans\u0131na sahip bir PJP se\u00e7erek ba\u015flay\u0131n. PJP'ler bankalar\u0131 ve banka d\u0131\u015f\u0131 \u00f6deme \u015firketlerini i\u00e7erebilir.<\/p>\n\n\n\n<p>QRIS hizmetleri sunma lisans\u0131na sahip bir PJP (\u00d6deme Sistemi Hizmet Sa\u011flay\u0131c\u0131s\u0131) se\u00e7erek i\u015fe ba\u015flay\u0131n. PJP'ler a\u015fa\u011f\u0131dakiler gibi bankalar\u0131 i\u00e7erebilir <strong>BCA, Mandiri, BNI ve Bank Mega<\/strong>, ve banka d\u0131\u015f\u0131 \u00f6deme \u015firketleri\/e-c\u00fczdanlar gibi <strong>Gopay, OVO ve DANA<\/strong>.<\/p>\n\n\n\n<p>\u0130pucu: Sosyal medyada g\u00f6rd\u00fc\u011f\u00fcn\u00fcz ilk teklifi se\u00e7meyin. Sa\u011flay\u0131c\u0131n\u0131n QRIS i\u00e7in lisansl\u0131 olarak listelenip listelenmedi\u011fini kontrol edin.<\/p>\n\n\n\n<p><strong>Not:<\/strong> Kay\u0131t i\u015flemine ge\u00e7meden \u00f6nce her zaman resmi d\u00fczenleyici kurum veya QRIS web sitesi arac\u0131l\u0131\u011f\u0131yla sa\u011flay\u0131c\u0131n\u0131n lisans durumunu do\u011frulay\u0131n. Bu, yetkili ve me\u015fru bir PJP ile \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131zdan emin olman\u0131z\u0131 sa\u011flar.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ad\u0131m 2: S\u00f6z konusu sa\u011flay\u0131c\u0131ya kaydolun (\u00e7evrimi\u00e7i veya y\u00fcz y\u00fcze)<\/strong><\/h3>\n\n\n\n<p>Bir\u00e7ok PJP \u00e7evrimi\u00e7i kay\u0131t yapman\u0131za izin verir. Baz\u0131lar\u0131 \u015fube kayd\u0131 da sunmaktad\u0131r. Sa\u011flay\u0131c\u0131n\u0131z\u0131n \u00e7evrimi\u00e7i bir formu varsa, bu \u00e7ok h\u0131zl\u0131 olabilir.<\/p>\n\n\n\n<p>Bir\u00e7ok PJP \u00e7evrimi\u00e7i kay\u0131t olman\u0131za izin verir ve baz\u0131lar\u0131 da \u015fube kayd\u0131 yoluyla y\u00fcz y\u00fcze kay\u0131t imkan\u0131 sunar, bu nedenle ba\u015flamak olduk\u00e7a h\u0131zl\u0131 olabilir. \u00c7o\u011fu durumda, QRIS web sitesinde (veya sa\u011flay\u0131c\u0131n\u0131n t\u00fcccar uygulamas\u0131nda) bir kay\u0131t formu dolduracak, ard\u0131ndan se\u00e7ti\u011finiz i\u015fletme t\u00fcr\u00fc se\u00e7enekleriyle e\u015fle\u015fen belgeleri y\u00fckleyeceksiniz. Sistem kayd\u0131n\u0131z\u0131 ve belge g\u00f6nderiminizi kaydedecek ve bilgilerinizin eksiksiz ve do\u011fru olup olmad\u0131\u011f\u0131n\u0131 veya eksik bir \u015fey olup olmad\u0131\u011f\u0131n\u0131 size s\u00f6yleyecektir.<\/p>\n\n\n\n<p>\u00d6rne\u011fin, BCA'y\u0131 se\u00e7erseniz, Merchant BCA uygulamas\u0131n\u0131 \u015fu adresten indirebilirsiniz <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.bca.msb&amp;hl=id\" target=\"_blank\" rel=\"noopener\">PlayStore <\/a>veya <a href=\"https:\/\/apps.apple.com\/id\/app\/merchant-bca\/id1591380053\" target=\"_blank\" rel=\"noopener\">AppStore <\/a>ve oradan kaydolun. E\u011fer bir BCA EDC'niz yoksa Statis QRIS'i se\u00e7in.&nbsp;<\/p>\n\n\n\n<p>Veya GoPay gibi bir e-C\u00fczdan hizmetinden QRIS'i tercih ediyorsan\u0131z, indirin<a href=\"https:\/\/gopay.co.id\/merchant\" target=\"_blank\" rel=\"noopener\"> GoPay T\u00fcccar<\/a> ve ki\u015fisel ve ticari bilgilerinizi doldurun. Her iki durumda da, PJP'niz ba\u015fvuru boyunca size rehberlik edecek ve kesin gereklilikleri a\u00e7\u0131klayacakt\u0131r.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>3. Ad\u0131m: \u0130\u015fletme bilgilerinizi ve belgelerinizi g\u00f6nderin<\/strong><\/h3>\n\n\n\n<p>Her PJP biraz farkl\u0131 gereksinimler belirleyebilir. Ancak \u00e7o\u011fu, ger\u00e7ek bir tacir oldu\u011funuzu do\u011frulayabilmeleri i\u00e7in temel bilgileri isteyecektir. S\u00fcre\u00e7te gecikmeleri \u00f6nlemek i\u00e7in gerekli t\u00fcm belgelerin a\u00e7\u0131k ve eksiksiz bir \u015fekilde sunuldu\u011fundan emin olmal\u0131s\u0131n\u0131z.<\/p>\n\n\n\n<p><strong>Yayg\u0131n olarak istenen belgeler (sa\u011flay\u0131c\u0131n\u0131z daha fazla veya daha az belge isteyebilir):<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ge\u00e7erli bir kimlik (Endonezyal\u0131lar i\u00e7in bu genellikle KTP'dir)<\/li>\n\n\n\n<li>\u0130\u015fletme ad\u0131n\u0131z ve i\u015fletme adresiniz<\/li>\n\n\n\n<li>Aktif olarak kulland\u0131\u011f\u0131n\u0131z bir telefon numaras\u0131 ve e-posta<\/li>\n\n\n\n<li>Bir banka hesap numaras\u0131 veya c\u00fczdan hesab\u0131 (\u00f6deme i\u00e7in)<\/li>\n\n\n\n<li>\u0130\u015f yerinizin veya sat\u0131\u015f d\u00fczeninizin bir foto\u011fraf\u0131 (\u00f6zellikle k\u00fc\u00e7\u00fck t\u00fcccarlar i\u00e7in)<\/li>\n\n\n\n<li>\u0130ste\u011fe ba\u011fl\u0131 ancak bazen talep edilir: NPWP, i\u015fletme ruhsat\u0131\/izni veya basit bir i\u015fletme beyan\u0131 mektubu<\/li>\n\n\n\n<li>T\u00fczel ki\u015filer i\u00e7in: kurulu\u015f belgesi, <a href=\"https:\/\/visa-indonesia.com\/tr\/vi%cc%87zeler-ve-yonetmeli%cc%87kler\/yabancilar-i%cc%87ci%cc%87n-npwpyi%cc%87-anlamak\/\">Vergi M\u00fckellefi Kimli\u011fi (NPWP)<\/a>, ve kurumsal bir banka hesab\u0131<\/li>\n<\/ul>\n\n\n\n<p>QRIS'e kaydolmak i\u00e7in, i\u015fletmenizin \u00f6nce bir t\u00fcccar olarak kaydedilmesi ve bir Ulusal T\u00fcccar Kimli\u011fi (NMID) almas\u0131 gerekir. NMID kayd\u0131 genellikle yakla\u015f\u0131k 3-4 i\u015f g\u00fcn\u00fc s\u00fcrer. QRIS aktivasyonu, gerekli t\u00fcm belgeler g\u00f6nderildikten ve do\u011fruland\u0131ktan sonra genellikle 1-2 i\u015f g\u00fcn\u00fc s\u00fcrer.<\/p>\n\n\n\n<p>Profesyonel ipucu: Net foto\u011fraflar ve tutarl\u0131 yaz\u0131m kullan\u0131n. K\u00fc\u00e7\u00fck farkl\u0131l\u0131klar (bir harfin eksik olmas\u0131 gibi) do\u011frulamay\u0131 yava\u015flatabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ad\u0131m 4: Do\u011frulama \u2192 Sat\u0131c\u0131 Kimli\u011fi \u2192 QRIS yay\u0131nland\u0131<\/strong><\/h3>\n\n\n\n<p>Belgeleriniz do\u011fruland\u0131ktan sonra, PJP belgelerinizi olu\u015fturur. <strong>Sat\u0131c\u0131 Kimli\u011fi<\/strong> ve sizin <strong>QRIS kodu<\/strong>.<\/p>\n\n\n\n<p>Kay\u0131t durumunuzla ilgili olarak kullan\u0131c\u0131 ad\u0131n\u0131z ve \u015fifreniz de dahil olmak \u00fczere e-posta ve WhatsApp arac\u0131l\u0131\u011f\u0131yla bildirimler alacaks\u0131n\u0131z. Kayd\u0131n\u0131z i\u015fleme al\u0131nd\u0131ktan sonra, \u00f6demeleri kabul etmeye ba\u015flamak i\u00e7in QRIS'inizi etkinle\u015ftirmeniz gerekir.&nbsp;<\/p>\n\n\n\n<p>Statik QRIS g\u00f6r\u00fcnt\u00fcn\u00fcz\u00fc sa\u011flay\u0131c\u0131n\u0131n kontrol panelinden, genellikle Hizmet sayfas\u0131ndaki \u2018Ayr\u0131nt\u0131lar\u0131 G\u00f6r\u2019 d\u00fc\u011fmesine t\u0131klayarak g\u00f6r\u00fcnt\u00fcleyebilir ve indirebilirsiniz. Kay\u0131t tamamland\u0131ktan sonra i\u015flemlerinizi QRIS panosu \u00fczerinden izleyebilirsiniz.<\/p>\n\n\n\n<p>\u0130\u015fte bekledi\u011finiz an geldi. QRIS kodunuz art\u0131k t\u00fcccar profilinize ba\u011fl\u0131.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Ad\u0131m 5: QRIS'inizi g\u00f6r\u00fcnt\u00fcleyin ve bir test \u00f6demesi yap\u0131n<\/strong><\/h3>\n\n\n\n<p>Kutlamadan \u00f6nce k\u00fc\u00e7\u00fck bir test yap\u0131n.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>QRIS'inizi a\u00e7\u0131k bir \u015fekilde yazd\u0131r\u0131n ve m\u00fc\u015fterilerin taramas\u0131n\u0131 ve \u00f6deme yapmas\u0131n\u0131 kolayla\u015ft\u0131rmak i\u00e7in sat\u0131\u015f noktas\u0131nda (ma\u011faza tezgah\u0131n\u0131z veya kasa stand\u0131n\u0131z gibi) belirgin bir \u015fekilde sergileyin.<\/li>\n\n\n\n<li>Bir arkada\u015f\u0131n\u0131zdan taramas\u0131n\u0131 isteyin.<\/li>\n\n\n\n<li>K\u00fc\u00e7\u00fck bir \u00f6deme yapmay\u0131 deneyin (1.000 Rp bile iyidir)<\/li>\n\n\n\n<li>Sat\u0131c\u0131 ad\u0131n\u0131z\u0131n do\u011fru g\u00f6r\u00fcn\u00fcp g\u00f6r\u00fcnmedi\u011fini kontrol edin<\/li>\n\n\n\n<li>Paran\u0131n do\u011fru yere gitti\u011fini teyit edin<\/li>\n<\/ul>\n\n\n\n<p>Sat\u0131\u015f noktas\u0131nda QRIS sat\u0131\u015f se\u00e7eneklerinin uygulanmas\u0131, \u00f6deme kabul\u00fcn\u00fc kolayla\u015ft\u0131rarak hem i\u015fletmeler hem de m\u00fc\u015fteriler i\u00e7in uygun hale getirir. Unutmay\u0131n, QRIS'in benimsenmesi Bank Indonesia d\u00fczenlemeleri kapsam\u0131nda \u00f6deme sa\u011flay\u0131c\u0131lar\u0131 i\u00e7in zorunludur.<\/p>\n\n\n\n<p>Herhangi bir \u015fey tuhaf g\u00f6r\u00fcn\u00fcyorsa, yanl\u0131\u015f isim, yanl\u0131\u015f adres veya \u00f6deme al\u0131nmad\u0131ysa, hemen PJP'nizle ileti\u015fime ge\u00e7in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>T\u00fcccar \u0130skonto Oran\u0131 (MDR)<\/strong><\/h2>\n\n\n\n<p>MDR, bir kurumdan al\u0131nan bir \u00fccrettir. <strong>t\u00fcccar<\/strong> QRIS i\u015flemleri i\u00e7in. Bu bir \u201cm\u00fc\u015fteri \u00fccreti\u201d de\u011fildir. Bu bir t\u00fcccar hizmet \u00fccreti.<\/p>\n\n\n\n<p>QRIS, \u00f6deme kabul\u00fcn\u00fc ve g\u00fcnl\u00fck mutabakat\u0131 kolayla\u015ft\u0131rmaya yard\u0131mc\u0131 olarak daha h\u0131zl\u0131 ve daha d\u00fczenli i\u015flemlerle t\u00fcccarlara fayda sa\u011flar.<\/p>\n\n\n\n<p>\u0130\u015fte hat\u0131rlaman\u0131z gereken kilit kural:<\/p>\n\n\n\n<p><strong>MDR t\u00fcccar taraf\u0131ndan \u00f6denir ve m\u00fc\u015fteriden ekstra bir \u00fccret olarak tahsil edilmemelidir.<\/strong><\/p>\n\n\n\n<p>Dolay\u0131s\u0131yla, faturan\u0131n \u00fczerine \u201cAdmin QRIS Rp1.000\u201d ekleyen bir d\u00fckkan g\u00f6r\u00fcrseniz, bu do\u011fru bir yol de\u011fildir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Bilmeniz gereken g\u00fcncel MDR oranlar\u0131<\/strong><\/h3>\n\n\n\n<p>Bunlar, \u00e7o\u011fu t\u00fcccar\u0131n \u00f6nem verdi\u011fi man\u015fet rakamlard\u0131r:<\/p>\n\n\n\n<p><strong>D\u00fczenli t\u00fcccarlar<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Mikro t\u00fcccarlar (Usaha Mikro \/ UMI):<\/strong>\n<ul class=\"wp-block-list\">\n<li>\u0130\u015flem <strong>\u2264 Rp500.000:<\/strong> <strong>0%<\/strong><\/li>\n\n\n\n<li>\u0130\u015flem <strong>&gt; Rp500.000:<\/strong> <strong>0.3%<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>K\u00fc\u00e7\u00fck, orta ve b\u00fcy\u00fck \u00f6l\u00e7ekli t\u00fcccarlar (UKE\/UME\/UBE):<\/strong> <strong>0.7%<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\u00d6zel kategoriler<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>E\u011fitim:<\/strong> <strong>0.6%<\/strong><\/li>\n\n\n\n<li><strong>Benzin istasyonlar\u0131 (SPBU):<\/strong> <strong>0.4%<\/strong><\/li>\n\n\n\n<li>Baz\u0131 kamu hizmeti ve sosyal ba\u011f\u0131\u015f kategorileri: <strong>0%<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Mikro bir t\u00fcccarsan\u0131z ve i\u015flemlerinizin \u00e7o\u011fu 500.000 Rp'nin alt\u0131ndaysa, bu b\u00fcy\u00fck bir kazan\u00e7 olabilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u201cAma yine de masraflar\u0131 kar\u015f\u0131lamam gerekiyor, ne yapmal\u0131y\u0131m?\u201d<\/strong><\/h3>\n\n\n\n<p>Tamamen adil bir soru. \u0130\u015fletmelerin hayatta kalmas\u0131 gerekir.<\/p>\n\n\n\n<p>Temiz yakla\u015f\u0131m, \u00f6deme s\u0131ras\u0131nda s\u00fcrpriz bir QRIS \u201cy\u00f6netim \u00fccreti\u201d eklemek de\u011fildir. Bunun yerine \u015funlar\u0131 yapabilirsiniz:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fiyatlar\u0131 biraz ayarlay\u0131n (\u015feffaf bir \u015fekilde)<\/li>\n\n\n\n<li>Ayn\u0131 fiyat\u0131 sunun, ancak nakitsiz g\u00fcnler i\u00e7in promosyonlar d\u00fczenleyin<\/li>\n\n\n\n<li>Di\u011fer maliyetleri azaltmak i\u00e7in QRIS kullan\u0131n (daha az nakit i\u015fleme, daha az para \u00fcst\u00fc sorunu)<\/li>\n<\/ul>\n\n\n\n<p>Ve e\u011fer bir m\u00fc\u015fteri \u00fccretler hakk\u0131nda soru sorarsa, basit tutun: \u201cQRIS \u00fccretleri t\u00fcccar taraf\u0131ndad\u0131r, m\u00fc\u015fteri taraf\u0131nda de\u011fil.\u201d<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>S\u0131k kar\u015f\u0131la\u015f\u0131lan sorunlar (ve nas\u0131l h\u0131zl\u0131ca \u00e7\u00f6z\u00fclece\u011fi)<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sorun 1: Sat\u0131c\u0131 ad\u0131m yanl\u0131\u015f g\u00f6steriliyor<\/strong><\/h3>\n\n\n\n<p>Bu genellikle bir veri sorunudur. PJP'nizden sat\u0131c\u0131 profilinizi g\u00fcncellemesini isteyin. M\u00fc\u015fterilerin g\u00f6rmesini istedi\u011finiz tam ad\u0131 kullan\u0131n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sorun 2: Yanl\u0131\u015f s\u0131n\u0131fland\u0131r\u0131lm\u0131\u015f\u0131m (mikro ve mikro olmayan)<\/strong><\/h3>\n\n\n\n<p>MDR sat\u0131c\u0131 kategorisine ba\u011fl\u0131 olabilece\u011finden, s\u0131n\u0131fland\u0131rma \u00f6nemlidir. Kategorinizin yanl\u0131\u015f oldu\u011funu d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, PJP'nizden kategorinizi g\u00f6zden ge\u00e7irmesini isteyin.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sorun 3: QR kodu taranm\u0131yor<\/strong><\/h3>\n\n\n\n<p>Tarama sorunlar\u0131n\u0131n \u00e7o\u011fu bask\u0131 ve yerle\u015ftirmeden kaynaklan\u0131r.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>QR'\u0131 y\u00fcksek kalitede yazd\u0131r\u0131n<\/li>\n\n\n\n<li>D\u00fcz tutun, buru\u015fuk de\u011fil<\/li>\n\n\n\n<li>I\u015f\u0131\u011f\u0131 yans\u0131tan parlak plasti\u011fin arkas\u0131na koymay\u0131n<\/li>\n\n\n\n<li>Kasiyerin yak\u0131n\u0131nda, iyi ayd\u0131nlat\u0131lm\u0131\u015f bir yerde tutun<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sorun 4: Birisi QRIS'imi \u201cde\u011fi\u015ftirmeyi\u201d teklif ediyor<\/strong><\/h3>\n\n\n\n<p>Dikkatli olun. QRIS'iniz Sat\u0131c\u0131 Kimli\u011finize ba\u011fl\u0131d\u0131r. Birisi kodunuzu de\u011fi\u015ftirirse, \u00f6demeler yanl\u0131\u015f yere gidebilir.<\/p>\n\n\n\n<p>Temel kural: QR g\u00fcncellemelerini yaln\u0131zca resmi sa\u011flay\u0131c\u0131 kanal\u0131n\u0131z \u00fczerinden kabul edin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u0130lk g\u00fcn QRIS kontrol listeniz<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"536\" src=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg\" alt=\"\" class=\"wp-image-43213\" srcset=\"https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-1024x536.jpg 1024w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-300x157.jpg 300w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-768x402.jpg 768w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-18x9.jpg 18w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-200x105.jpg 200w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction-64x33.jpg 64w, https:\/\/visa-indonesia.com\/wp-content\/uploads\/what-to-do-before-qris-transaction.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>QRIS'iniz aktif hale geldi\u011finde \u015fu be\u015f \u015feyi yap\u0131n.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>K\u00fc\u00e7\u00fck bir test \u00f6demesi yap\u0131n<\/li>\n\n\n\n<li>Sat\u0131c\u0131 ad\u0131n\u0131z\u0131n do\u011fru g\u00f6r\u00fcnd\u00fc\u011f\u00fcn\u00fc onaylay\u0131n<\/li>\n\n\n\n<li>\u00d6demenin nereye gitti\u011fini teyit edin (banka\/c\u00fczdan)<\/li>\n\n\n\n<li>Personeli basit senaryo konusunda e\u011fitin:<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u201cQR'\u0131 taray\u0131n, tutar\u0131 girin, ard\u0131ndan bana ba\u015far\u0131 ekran\u0131n\u0131 g\u00f6sterin.\u201d<\/li>\n<\/ul>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>Geri \u00f6deme kural\u0131n\u0131za karar verin<\/li>\n<\/ol>\n\n\n\n<p>Hatalar olabilir. Kiminle ileti\u015fime ge\u00e7ece\u011finizi ve geri \u00f6demeleri nas\u0131l yapaca\u011f\u0131n\u0131z\u0131 bilin.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>H\u0131zl\u0131 SSS<\/strong><\/h2>\n\n\n\n<p><strong>QRIS almak i\u00e7in i\u015fletme ruhsat\u0131na ihtiyac\u0131m var m\u0131?<\/strong><strong><br><\/strong>Bu, sa\u011flay\u0131c\u0131ya ve sat\u0131c\u0131 t\u00fcr\u00fcn\u00fcze ba\u011fl\u0131d\u0131r. Bir\u00e7ok sa\u011flay\u0131c\u0131, temel ticari faaliyet kan\u0131t\u0131 ile mikro tacirleri i\u015fe alabilir. PJP'niz size neye ihtiya\u00e7 duyduklar\u0131n\u0131 s\u00f6yleyecektir.<\/p>\n\n\n\n<p><strong>Ne kadar s\u00fcrer?<\/strong><strong><br><\/strong>Bu, do\u011frulaman\u0131n ne kadar h\u0131zl\u0131 yap\u0131ld\u0131\u011f\u0131na ba\u011fl\u0131d\u0131r. Belgeleriniz net ve eksiksizse, i\u015fe al\u0131m h\u0131zl\u0131 olabilir.<\/p>\n\n\n\n<p><strong>Birden fazla \u015fube i\u00e7in tek bir QRIS kullanabilir miyim?<\/strong><strong><br><\/strong>Baz\u0131 i\u015fletmeler her sat\u0131\u015f noktas\u0131 i\u00e7in ayr\u0131 bir QRIS kurar, b\u00f6ylece her konumun kendi takibi ve yerle\u015fimi olur. Sa\u011flay\u0131c\u0131n\u0131za yap\u0131n\u0131z i\u00e7in en iyisinin ne oldu\u011funu sorun.<\/p>\n\n\n\n<p><strong>Ya kafam kar\u0131\u015f\u0131rsa ya da tak\u0131l\u0131rsam?<\/strong><strong><br><\/strong>PJP deste\u011finizle ba\u015flay\u0131n. Hala yard\u0131ma ihtiyac\u0131n\u0131z varsa, Bank Indonesia'n\u0131n kamu bilgileri i\u00e7in resmi bir ileti\u015fim merkezi (131) vard\u0131r.<\/p>\n\n\n\n<p><strong>QRIS \u00f6demeleri i\u00e7in i\u015flem ba\u015f\u0131na limit nedir?<\/strong><strong><br><\/strong>QRIS \u00f6demeleri i\u00e7in i\u015flem ba\u015f\u0131na limit 10 milyon Rp ile s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015ft\u0131r.<\/p>\n\n\n\n<p><strong>API'ler ve web kancalar\u0131 QRIS ile \u00e7evrimi\u00e7i ma\u011fazalara nas\u0131l yard\u0131mc\u0131 olur?<\/strong><strong><br><\/strong>\u00c7evrimi\u00e7i ma\u011fazalar i\u00e7in, iyi belgelenmi\u015f API'ler kullanmak ve web kancalar\u0131n\u0131 yap\u0131land\u0131rmak, ger\u00e7ek zamanl\u0131 \u00f6deme g\u00fcncellemeleri ve e-ticaret platformunuzla sorunsuz entegrasyon sa\u011flamak i\u00e7in \u00e7ok \u00f6nemlidir.<\/p>\n\n\n\n<p><strong>QRIS kurulumu i\u00e7in en iyi uygulamalar nelerdir?<\/strong><strong><br><\/strong>En iyi uygulamalar aras\u0131nda do\u011fru entegrasyon t\u00fcr\u00fcn\u00fc (statik, dinamik veya API tabanl\u0131) se\u00e7mek, g\u00fcvenlik \u00f6nlemlerine odaklanmak ve sisteminizin d\u00fczenli olarak g\u00fcncellenmesini sa\u011flamak yer al\u0131r.<\/p>\n\n\n\n<p><strong>QRIS'in gelecekteki eri\u015fimi nedir?<\/strong><strong><br><\/strong>2026 y\u0131l\u0131na kadar QRIS sistem kurulumunun 60 milyondan fazla kullan\u0131c\u0131ya eri\u015fim sa\u011flayaca\u011f\u0131 ve 17 milyar i\u015flemi destekleyece\u011fi \u00f6ng\u00f6r\u00fclmektedir.<\/p>\n\n\n\n<p><strong>QRIS'i etkinle\u015ftirmek i\u00e7in gereklilikler var m\u0131?<\/strong><strong><br><\/strong>QRIS yaln\u0131zca i\u015fletmeniz Endonezya'da faaliyet g\u00f6steriyorsa etkinle\u015ftirilebilir ve hesap t\u00fcr\u00fcn\u00fcz \u2018Kurumsal\u2019 olmal\u0131d\u0131r.<\/p>\n\n\n\n<p><strong>E-c\u00fczdanlar, \u00f6deme ba\u011flant\u0131lar\u0131 ve API'ler QRIS ile nas\u0131l \u00e7al\u0131\u015f\u0131r?<\/strong><strong><br><\/strong>Gopay, OVO ve DANA gibi e-c\u00fczdanlar, QRIS \u00f6demelerini yapmak ve almak i\u00e7in gereklidir ve nakitsiz i\u015flemlere olanak tan\u0131r. M\u00fc\u015fteriler i\u00e7in bir \u00f6deme ba\u011flant\u0131s\u0131 olu\u015fturabilir, ba\u011flant\u0131ya t\u0131klayarak ve QR kodunu tarayarak QRIS arac\u0131l\u0131\u011f\u0131yla \u00f6deme yapmalar\u0131n\u0131 sa\u011flayabilirsiniz. API'ler entegrasyon i\u00e7in kullan\u0131l\u0131r ve geli\u015ftiricilerin QRIS kodu olu\u015fturma ve \u00f6deme i\u015flemlerini otomatikle\u015ftirmesine olanak tan\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Son d\u00fc\u015f\u00fcnce<\/strong><\/h2>\n\n\n\n<p>QRIS almak \u201cs\u00fcsl\u00fc\u201d olmakla ilgili de\u011fildir. \u0130nsanlar\u0131n bug\u00fcn nas\u0131l \u00f6deme yapt\u0131klar\u0131na haz\u0131r olmakla ilgilidir.<\/p>\n\n\n\n<p>Bunu resmi yoldan yaparsan\u0131z, lisansl\u0131 bir sa\u011flay\u0131c\u0131 se\u00e7erseniz, temiz belgeler g\u00f6nderirseniz, Sat\u0131c\u0131 Kimli\u011finizi do\u011frularsan\u0131z ve ard\u0131ndan kurulumunuzu test ederseniz, sorunsuz \u00e7al\u0131\u015fan ve g\u00fcvenilir g\u00f6r\u00fcnen bir QRIS'e sahip olursunuz.<\/p>\n\n\n\n<p>Ve bir dahaki sefere birisi \u201cBisa QRIS?\u201d diye sordu\u011funda g\u00fcl\u00fcmseyip \u201cBisa\u201d diyebilirsiniz.\u201d<\/p>","protected":false},"excerpt":{"rendered":"<p>Endonezya'n\u0131n favori \u00f6deme y\u00f6ntemi QRIS'i kullanmaya ba\u015flay\u0131n. Bu k\u0131lavuz, QRIS'i kaydettirmenin, statik ve dinami\u011fi se\u00e7menin ve MDR \u00fccretlerini anlaman\u0131n resmi, ad\u0131m ad\u0131m yolunu ve ayr\u0131ca basit BCA ve GoPay Sat\u0131c\u0131 kurulum ipu\u00e7lar\u0131n\u0131 a\u00e7\u0131klar, b\u00f6ylece \u00f6demeleri g\u00fcvenle kabul etmeye ba\u015flayabilirsiniz.<\/p>","protected":false},"author":6831,"featured_media":43214,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"uix_meta_title":"","uix_meta_description":"","uix_canonical_url":"","footnotes":""},"categories":[298],"tags":[1696,1697,1698,1699],"class_list":["post-43209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bali-tips","tag-qris","tag-qris-indonesia","tag-qris-registration","tag-qris-merchant"],"acf":{"platform_to_publish":[],"ig_caption":"Stop losing sales because you don\u2019t have QRIS\r\n\r\nSwipe through the quick steps to get QRIS for your business; what to prepare, what to upload, and how long verification usually takes.\r\n\r\n\u2705 Pick an official QRIS provider (bank\/fintech)\r\n\u2705 Apply via app\/website\r\n\u2705 Fill in your details\r\n\u2705 Upload documents\r\n\u2705 Wait for verification + download your QR file\r\n\r\nRead the full guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/\r\n","ig_first_comment_hashtags":"#QRIS #QRISMerchant #UMKMIndonesia #BisnisIndonesia #CashlessIndonesia #DigitalPayment #MerchantTips #IndonesiaBusiness","ig_carousel":[{"fileassets":""},{"fileassets":""},{"fileassets":""},{"fileassets":""}],"tt_caption":"Stop losing sales because you don\u2019t have QRIS \ud83d\ude24\r\nSwipe\/scroll the steps: choose provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 verify \u2192 download your QRIS file.","tt_hashtag":"#QRIS #QRISMerchant #UMKM #BisnisIndonesia #CashlessIndonesia #DigitalPayment","tt_video_asset":"","tt_music_preference":"","tt_reuse_allow":true,"tt_ai_generated_allow":false,"x_post_type":"Single","x_single_caption":"Want to accept cashless payments with ONE QR code? Here\u2019s the quick QRIS merchant flow: pick an official provider \u2192 apply \u2192 fill details \u2192 upload docs \u2192 wait for verification \u2192 download your QRIS file.","x_media":"","x_poll":{"x_poll_question":"","x_poll_options":null},"linkedin_post_type":"image","linkedin_post_link":"https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","linkedin_text_area":"Cashless readiness is becoming a baseline expectation for many customers in Indonesia. If you\u2019re onboarding QRIS for your business, here\u2019s a quick, practical flow (see carousel):\r\n\u2022 Choose an official QRIS provider (bank\/fintech)\r\n\u2022 Apply via app\/website\r\n\u2022 Complete personal + business details\r\n\u2022 Upload required documents\r\n\u2022 Verification \u2192 download QRIS (PNG\/PDF)\r\n\r\nWe also listed a simple prep checklist (ID, business info, active bank account, storefront photo).","linkedin_image_gallery":[43218,43217,43216,43215],"fb_post_type":"link","fb_caption":"If customers keep asking for QRIS payment, this is your sign \ud83d\ude04\r\nSwipe this carousel for the simple QRIS merchant steps, from choosing an official provider to uploading documents and getting verified.\r\n\r\nRead the full guide: https:\/\/visa-indonesia.com\/bali-tips\/qris-for-merchants-indonesia\/","fb_gallery":[43218,43216,43217,43215],"pin_title":"","pin_description":"","pin_link":"","pin_board":"","pin_image":"","threads_post_type":"single","threads_caption":"QRIS for merchants, made simple \ud83d\udc47 Swipe the steps + checklist so you don\u2019t get stuck at verification.","threads_media":[43218,43217,43216,43215]},"_links":{"self":[{"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/posts\/43209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/users\/6831"}],"replies":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/comments?post=43209"}],"version-history":[{"count":1,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/posts\/43209\/revisions"}],"predecessor-version":[{"id":43219,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/posts\/43209\/revisions\/43219"}],"acf:attachment":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media\/43215"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media\/43216"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media\/43217"},{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media\/43218"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media\/43214"}],"wp:attachment":[{"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/media?parent=43209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/categories?post=43209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/visa-indonesia.com\/tr\/wp-json\/wp\/v2\/tags?post=43209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}