Can I open an Indonesian bank account if I have a KITAS?

Yes.
Holding a KITAS allows you to open an Indonesian bank account (private atau business). This is one of the key benefits of having a legal temporary stay permit in Indonesia.

With a KITAS, you can open accounts at most major Indonesian banks. Requirements typically include:

• your passport

• your KITAS card or e-KITAS

• your NPWP (tax number) — sometimes optional depending on the bank

• a local address in Indonesia

A local bank account makes it easier to manage payments, receive funds, and handle daily financial transactions while living in Indonesia.